Florida Real Estate Investing Explained: New Builds, Insurance Myths & Cash-Flowing Duplexes

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

Southwest Florida continues to stand out as one of the strongest long-term real estate investment markets in the U.S. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rent To Retirement CEO Zach Lemaster and a longtime Southwest Florida investor and builder partner to break down why new construction and build-to-rent strategies are thriving in this region.

You’ll learn why population growth, affordability, and pro-investor policies are driving demand, how modern building codes have changed the risk profile around hurricanes and insurance, and how investors can create immediate equity through ground-up duplex construction—without taking on construction risk themselves.

This episode also covers turnkey opportunities, long-term wealth building strategies, and why focusing on fundamentals—not headlines—is critical for real estate investors looking to scale intelligently.

⏱️ Episode Timestamps

00:00 – Welcome to the Rent To Retirement Podcast

01:00 – Why Southwest Florida is a major growth corridor

03:00 – Hurricanes, insurance costs, and common investor misconceptions

07:30 – New construction vs older homes: what actually holds up

10:45 – Investor background: from Wall Street to Florida real estate

14:30 – Ground-up construction explained (build-to-rent strategy)

18:45 – How investors create equity without construction loans

22:45 – Duplex vs single-family investing in today’s market

26:00 – Long-term wealth, leverage, and inflation advantages

30:45 – Why Florida remains a top investor-friendly state

📧 Got a question or story to share?

Email us at: ⁠[e-mail]⁠

👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!

💬 Comment below with your biggest takeaway from this episode!

🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠

🗓️ Schedule a Free Consultation:

⁠⁠https://bit.ly/3EE6KjZ

📺 Subscribe to the YouTube Channel:

⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠

🎧 Listen to the Rent To Retirement Podcast on the Go:

⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠

📬 Join Our Newsletter Email List:

Submit your info at the top right corner of the page:

⁠⁠https://renttoretirement.com⁠⁠

📩 Have Questions for the Podcast?

Send them to: ⁠[e-mail]⁠

Your question might be answered in a future episode!

#RealEstateInvesting #BuildToRent #FloridaRealEstate #RentalProperty #NewConstructionHomes #PassiveIncome #DuplexInvesting #WealthBuilding #RentToRetirement #CashFlowRealEstate