Fixer-Upper Series -FHA 203k Renovation Loan

Buying a house that’s “full of potential” (aka, needs a ton of work)? The FHA 203K loan might be your new best friend. In this episode, Mya, Ang and Chris, break down this renovation loan—how it lets buyers roll home improvement costs into their mortgage (without needing a pile of cash upfront). They tackle the differences between the limited and standard 203K, why an FHA consultant might become your new BFF, and how loan limits vary by location. If you're a first-time homebuyer or just love a good home makeover story, this one's for you.

• The FHA 203K loan lets buyers renovate with less upfront cash.
• Two types: Limited & Standard.
• No gold-plated jacuzzies—luxury upgrades aren’t covered.
• FHA consultants keep budgets realistic (no "oops, we need another $20K" surprises).
• Contractors must be pre-approved—no sketchy handymen allowed.
• Loan limits vary by location and don’t match conventional loans.
• Buyers can roll in up to six months of mortgage payments while their dream home gets a facelift.
• Great option for those wanting a home glow-up without draining their savings!

We invite you to dream out loud with us! Mya, Ang, Chris and Candice

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