Financing STRs the Right Way: Non-QM, DSCR, and Avoiding Mortgage-Fraud Traps.

Short-term rentals are booming, but financing them is where a lot of hosts get tripped up. In this episode, Katie talks with Parker, a lender licensed in 45+ states, about how STR buyers can actually qualify using traditional QM (Qualified Mortgage) loans, more flexible non-QM products (bank-statement, 1099, full-doc non-QM), and DSCR (Debt Service Coverage Ratio) loans that rely on projected STR income or AirDNA data.

This episode also explains when you can safely buy in your own name and deed it into an LLC, how to tell if a seller-credit or rate-buydown is actually helping you or just “lipstick on a pig,” and the exact point where lenders treat occupancy as non-negotiable so you don’t drift into mortgage-fraud territory.

#STRLaw #ShortTermRentals #AirbnbInvesting #RealEstateInvesting #DSCR #NonQM #QualifiedMortgage #InvestorLoans #SellerCredits #LLC #MortgageCompliance

Get in touch with Parker Borofsky:

• Here is her website!