Financial Fight or Flight: The Risks Every Investor Should Know

September is here - historically the worst month for markets - and the team are all over the risks. Rich McDonald, Chris Fellingham and Mark “Spice” Holden dig into bond yields spiking to 25-year highs, gold smashing new records, and why Apple is cashing $20bn a year from Google.

With the model portfolio up 1% since launch, this week is all about risk vs reward: which assets are fragile, which are anti-fragile, and how do you actually balance them?

What’s Hot This Episode

• Bonds Bite Back: UK 30-year yields near 6% – why that matters for equities
• Gold Hits Record Highs: Silver and copper follow as commodities shine
• Apple + Google Deal: $20bn payments that move tech stocks
• Google Antitrust Case: Why a judge ruled new AI search engines mean no monopoly
• Non-Farm Payrolls + CPI: Big data drops set to shape the Fed’s next move

Portfolio Update

• Current performance: +1.02% since inception (up 0.4% this week)
• Winners: Gold ETF +5.4%, Copper +3.3%, BlackRock World Mining +1.8%
• Losers: DAX -1.1%, Nikkei -1%, Russell 2000 -1%
• Fragile vs Anti-Fragile: ~78% fragile assets (equities), ~22% anti-fragile (gold, commodities, crypto hedge)
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Your Questions Answered

• Currency Risk 101: How GBP vs USD can turn a 20% gain into an 8% loss
• Which Account, Which Risk? ISA vs General Investment Account – where should your higher-risk holdings sit?
• Diversification Hacks: Why correlations matter and how to balance assets
• Should You Hedge? When to use GBP-hedged ETFs to control FX exposure

📣 Coming Next Week

We’re joined by Charles Hall, Head of Research at Peel Hunt, to talk UK equities and what it will take to make the UK market investable again.

📄 Download the Portfolio ETFs List here: Here

📧 Get in touch: [e-mail]

IG Free Share Bundle Offer

IG is giving away up to £200 free share bundle when you invest at least £50. Until 30th September. Available when making first investment in a new or existing ISA, GIA or SIPP. Find out more at https://www.ig.com/uk/invest-campaign. T&Cs found here

Disclaimer:

This podcast is provided for educational and informational purposes only. It does not constitute investment advice, financial planning guidance, or a recommendation to buy, sell, or hold any securities. All portfolio discussions are for educational purposes only. Past performance is not a reliable indicator of future results. Your capital is at risk.