Most retirees take their required minimum distributions (RMDs) in cash without realizing there's another option that might offer more long-term value. In this episode, Charles highlights a lesser-known strategy: taking RMDs “in-kind” by moving stocks or mutual funds from a retirement account into a taxable account, without actually selling anything. It’s a tactical move that creates a new cost basis and may reduce future tax exposure.

Tune in as we cover how the strategy works, how it compares to a Roth conversion in down markets, and who’s best positioned to use it. Plus more!

Here’s some of what we discuss in this episode:

📊 When it means to take RMDs “in-kind”

💡 How an in-kind distribution sets a new cost basis for your stocks

📈 Inflation on general goods vs. healthcare over the last 20 years

❗ Variable annuities: what you need to ask before signing

CONTACT ☎

Website: https://pelletoncapital.com/ Phone: 480-513-1830 Email: info@pelletoncapital.com Guide and Resources: https://pelletoncapital.com/ltc-resources

YouTube: https://www.youtube.com/@PelletonCapitalManagement

Schedule a discovery call with Charles: https://pelletoncapital.com/contact-us

April was a volatile month, and if you’re feeling the pressure, you’re not alone. But how we respond in moments like this often has roots in the crashes we’ve lived through before. In this episode, Charles looks at how past market meltdowns shaped investor psychology, how today’s chaos might be leaving its own mark, and what lessons we can take with us to navigate what’s next.

Here’s some of what we discuss in this episode:

📉 What past crashes can teach us

📊 Market whiplash: reacting to headlines vs. real trends

🚨 What happens when people forget the market always comes back

🛠️ Why diversification is your best defense in chaos

CONTACT ☎

Website: https://pelletoncapital.com/ Phone: 480-513-1830 Email: info@pelletoncapital.com Guide and Resources: https://pelletoncapital.com/ltc-resources

YouTube: https://www.youtube.com/@PelletonCapitalManagement

Schedule a discovery call with Charles: https://pelletoncapital.com/contact-us

What if you could be held financially responsible for your parents' unpaid medical or long-term care bills? It’s not a theoretical question- in 25 U.S. states, filial support laws are on the books, and enforcement may be on the rise. In this episode of Financial Choices Matter, Charles and Marc shine a spotlight on a little-known legal concept with potentially huge implications for families.

Here’s some of what we discuss in this episode:

📺 Why financial media creates stress, not clarity

💭 The illusion of predictions, forecasts & outlooks

⚖️ What filial responsibility laws are and where they exist

🛡️ Modern long-term care insurance options

🧩 Why planning ahead is more important than ever

CONTACT ☎

Website: https://pelletoncapital.com/ Phone: 480-513-1830 Email: info@pelletoncapital.com Guide and Resources: https://pelletoncapital.com/ltc-resources

YouTube: https://www.youtube.com/@PelletonCapitalManagement

Schedule a discovery call with Charles: https://pelletoncapital.com/contact-us