Episodios

  • Three Bank Accounts Everyone Needs | Where You Should Keep Your Money
    Nov 18 2025

    #CheckingAccount #PersonalFinance #Retirement
    Do you have these three bank accounts? Do you know the 50/30/20 rule? In this episode of Financial Cents, Brent Cannon and Paul Bradshaw break down the three essential accounts every financially savvy person needs: a checking account, a savings account, and a retirement account like a 401(k) or IRA.

    💳 Learn how to:
    • Build an emergency fund that gives you 3-6 months of living expenses
    • Use the 50/30/20 rule to budget like a pro
    • Save for retirement with 401(k) or IRA contributions
    • Maximize your account benefits

    Explore more banking benefits: 👉 https://www.nbarizona.com/personal/
    Brent Cannon, president of National Bank of Arizona, sits down with Paul Bradshaw, branch manager, to share insider tips for maximizing your checking and savings accounts. Whether you're managing personal finances or just want smarter banking, this episode is for you.

    View more episodes: 👉 https://www.nbarizona.com/personal/community/financial-cents/
    #FinanceTips #Overdraft #FinancialCents #NationalBankofArizona #SmartBanking #MoneyManagement #CreditCards #Banking #FinancialPlanning #Retirement #IRA

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    Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

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    17 m
  • How to Pick the Best Bank Account | Tips from a Real Banker
    Oct 27 2025

    #checkingaccount #PersonalFinance #CreditCardRewards
    Most people use checking accounts daily, but few realize how much value they’re leaving on the table. In this episode of Financial Cents, we talk about how to choose a checking account and we reveal how to unlock hidden perks like credit card reward boosts, loan rate discounts, and overdraft protection.

    Open a Gold Account today: 👉 https://www.nbarizona.com/personal/personal-checking/gold-checking-account/?cid=adg-Yt_aff-NBAZ_cmpgn-ProductFocus_dtl-Nbazgold_lnchdt-202510_ch-OrgncScl_pur-Awa_vndr-Intrnl

    💳 Get 0.25% more on your credit card rewards
    🏦 Save with 0.50% rate discounts on consumer loans
    💸 Avoid ATM fees nationwide
    📈 Boost your savings interest rate
    🏠 Get up to $1,000 off mortgage closing costs

    Explore more banking benefits: 👉 https://www.nbarizona.com/personal/personal-checking/?cid=adg-Yt_aff-NBAZ_cmpgn-ProductFocus_dtl-Nbazgold_lnchdt-202510_ch-OrgncScl_pur-Awa_vndr-Intrnl


    Brent Cannon, president of National Bank of Arizona, sits down with Paul Bradshaw, branch manager, to share insider tips for maximizing your checking account. Whether you're managing personal finances or just want smarter banking, this episode is for you.

    View more episodes: 👉 https://www.nbarizona.com/personal/community/financial-cents/?cid=adg-Yt_aff-NBAZ_cmpgn-ProductFocus_dtl-Nbazgold_lnchdt-202510_ch-OrgncScl_pur-Awa_vndr-Intrnl

    #FinanceTips #RewardsPoints #InterestRates #Overdraft #FinancialCents #NationalBankofArizona #SmartBanking #MoneyManagement #CreditCards #Banking #FinancialPlanning

    KFUBMT0BSG5YCE4T

    Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

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    16 m
  • Cash Flow Essentials: 3 Must-Know Tips for Small Businesses
    Sep 23 2025

    Cash flow can make or break your business. Many businesses fail not because of lack of profit, but because of poor cash flow. In this episode, we share practical strategies to help business owners monitor cash flow, optimize receivables, and build financial reserves. Learn how to avoid common pitfalls and keep your business financially healthy.

    Get help from a local banker who understands cash flow: 👉 https://www.nbarizona.com/business/treasury/

    Explore invoicing tools to get paid faster: 👉 https://www.nbarizona.com/business/digital-banking/invoice-and-get-paid/

    Brent Cannon, president of National Bank of Arizona, sits down with Zak Wagner, treasury management sales manager, to break down the essentials of cash flow management. Whether you're just starting out or scaling up, this episode will help you run your business smarter.

    View more episodes: 👉 https://www.nbarizona.com/personal/community/financial-cents/



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    Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

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    16 m
  • How to Accept Credit Cards and Invoice for Your Small Business (Quickly)
    Aug 18 2025

    Accepting credit cards and getting paid quickly can make or break a small business. In this episode, we’ll walk you through the tools and strategies that help business owners invoice smarter and improve cash flow. Learn how to choose the right point of sale system and invoice clients quickly and easily.

    #CreditCards #Invoicing #MerchantServices #SmallBusinessTips #Clover #Entrepreneur #CashFlow

    Get help from a local banker that understands cash flow and credit card processing:
    👉 https://www.nbarizona.com/business/treasury/receivables/merchant-services/

    Invoice clients faster and more professionally:
    👉 https://www.nbarizona.com/business/digital-banking/invoice-and-get-paid/

    In this episode of Financial Cents, Brent Cannon, president of National Bank of Arizona, sits down with Zak Wagner, treasury management sales manager, to break down how small businesses can accept payments and invoice more efficiently. Whether you're just starting out or looking to upgrade your systems, this episode will help you get paid faster and run your business smarter.

    Subscribe from your favorite podcast platform by visiting:
    https://www.nbarizona.com/financial-cents/

    #FinancialCents #NationalBankofArizona #SmallBusinessFinance #InvoicingSoftware #creditcardprocessing


    Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

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    19 m
  • SBA Loans Mistakes to Avoid. Best Ways to use SBA loans for Small Business
    Jul 21 2025

    Getting an SBA loan can be tricky, but we’ll walk you through the common mistakes applicants make and give some of the best ways to use an SBA loan. Avoid these common mistakes to make the SBA loan process quicker. #SBALoan #SmallBusinessTips #Finance

    Get help from an SBA preferred bank and a 1.5% rate discount on SBA loans: https://www.nbarizona.com/business/landing/sba-promo/?cid=aff-NBAZ_cmpgn-ProductFocus_dtl-NbazSba_lnchdt-202502_ch-OrgncScl_prod-SBALn_pur-Acq_vndr-Yt

    In this episode of Financial Insights, Kelly Stutesman, business banking specialist, sits down with host Brent Cannon, president and director of community banking, to give you a guide to avoiding SBA loan mistakes. Whether you're a startup or looking to grow your existing business, these tips will help you navigate the SBA loan application process successfully.

    Common SBA Loan mistakes to avoid:

    1. Incomplete Applications.

    2. Ignoring Eligibility Requirements.

    3. Poor Financial Documentation.

    4. Lack of a Solid Business Plan.

    Subscribe from your favorite podcast platform by visiting: https://www.nbarizona.com/financial-cents/.

    #FinancialCents #NationalBankofArizona #Sba7a #SbaLoans

    Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

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    10 m
  • How to Get an SBA Loan (The Ultimate 2025 Checklist)
    Jun 16 2025

    Getting an SBA loan can be tricky, but we’ll walk you through the SBA loan process. Here is your checklist and guide to what you need for the SBA process. #SBALoan #SmallBusinessTips #finance

    In this episode of Financial Cents, Kelly Stutesman, business banking specialist, sits down with host Brent Cannon, president and director of community banking, to give you an ultimate guide to the SBA loan process. Whether you're a startup or looking to grow your existing business, this guide will help you navigate the SBA loan application process.

    Get help from an SBA preferred bank and a 1.5% rate discount on SBA loans: https://www.nbarizona.com/business/landing/sba-promo/?cid=aff-NBAZ_cmpgn-ProductFocus_dtl-NbazSba_lnchdt-202502_ch-OrgncScl_prod-SBALn_pur-Acq_vndr-Yt

    Subscribe from your favorite podcast platform by visiting: https://www.nbarizona.com/financial-cents/.

    Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

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    12 m
  • How to Use a Business Line of Credit (Get Approved and Utilize Correctly)
    May 14 2025

    Do you need a business loan or is a business line of credit better? In this video we will talk about when to use a business line of credit and also when NOT to use a line of credit. Business lines of credit can be a great tool for short term capital. Watch to see how a line of credit works and how to use one for your small business. #BusinessCredit #BusinessTips #Credit

    In this episode of Financial Cents, Mayra Uribe, SVP of multicultural banking at National Bank of Arizona, once again joins host Brent Cannon, EVP and director of community banking at National Bank of Arizona, to discuss lines of credit for business. Find out what a line of credit is, how to use one, and what you need to get approved for a business line of credit.

    Get started on a business line of credit: https://www.nbarizona.com/business/business-financing/business-lines-of-credit/

    Subscribe from your favorite podcast platform by visiting: https://www.nbarizona.com/financial-cents/.

    #FinancialCents #NationalBankofArizona

    Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

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    10 m
  • How to Build Business Credit the Right Way
    Mar 27 2025

    Learn ways to build your business credit. To build your business credit, you need to understand the 5 C’s of credit and how it pertains to your business. Business credit and building a business credit profile is important to gaining capital to grow your business. #BusinessCredit #BusinessTips #Credit

    In this episode of Financial Cents, Mayra Uribe, senior vice president of multicultural banking at National Bank of Arizona, joins host Brent Cannon, executive vice president and director of community banking at National Bank of Arizona, to discuss business credit and the 5 C’s of credit.

    Subscribe from your favorite podcast platform by visiting: https://www.nbarizona.com/financial-cents/.

    Need a business banker for your business? https://www.nbarizona.com/business/

    #FinancialCents #NationalBankofArizona

    Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

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    14 m