Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠

My socials: ⁠https://linktr.ee/calebhammer⁠

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps: 00:00 Job and income 04:55 How are you surviving? 09:26 SOFI 14:39 These debts keep stacking 18:55 You're F'd 26:37 Your checking is... terrifying 30:50 I'm done with your lies 34:20 What a terrible outlook 36:45 AURA 41:41 You need a budget! 45:15 This is gonna take a while 50:47 Hammer Financial Score

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠

My socials: ⁠https://linktr.ee/calebhammer⁠

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps: 00:00 Job and income 05:44 Stop listening to him! 10:33 You're BLIND to your finances 11:19 SOFI 15:05 Do you pay anything on time? 19:34 Do you even care?! 27:53 You can't justify an Apple Watch 30:39 Nothing in checking...who's surprised 36:07 Law school? Yeah right... 41:44 You need a budget! 46:59 Aura 57:38 Hammer Financial Score

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠

My socials: ⁠https://linktr.ee/calebhammer⁠

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps: 00:00 Job and income 04:12 Worst relationship in the world 09:25 This is more important than finances 11:42 SOFI 13:48 You don't have the income for this! 24:22 Holy checking account! 28:53 There's no excuse with this spending 34:18 AURA 38:14 You need a budget! 44:06 Please just do this 50:00 Hammer Financial Score

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠

My socials: ⁠https://linktr.ee/calebhammer⁠

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps:
00:00 Job and income 03:22 Diving right in! 07:22 What are we doing? 09:07 Do you even care? 14:47 Sondermind 19:32 What is your life, dude? 22:26 What does your GF have to say about this? 27:02 Smoking reality away 30:52 Here's your budget 34:14 Just follow this... 36:10 Credit Rating 41:10 What if it all goes South? 51:06 Hammer Financial Score

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠

My socials: ⁠https://linktr.ee/calebhammer⁠

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps: 00:00 Job and income 06:30 Already with the excuses 10:22 This isn't looking good for you 14:50 Opus Clip 19:35 Your debt is haunting you 26:08 Don't you want to be free? 32:48 Your spending doesn't help 37:24 Last chance for survey! 40:44 So much BS 44:22 You need a budget! 49:26 Let's fix this! 53:24 SOFI 58:42 Hammer Financial Score

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠

My socials: ⁠https://linktr.ee/calebhammer⁠

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps: 00:00 Job and income 03:12 Tough break, dude 09:14 You done goofed 16:58 Consolidate...then keep spending? 19:09 Credit Rating 28:51 I've never seen so much Cashapp 32:57 I don't think you know how this works 35:59 $250 Giveaway 37:08 Stick to the budget!!! 42:19 Here's the game plan! 47:52 SOFI 53:07 Hammer Financial Score

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠

My socials: ⁠https://linktr.ee/calebhammer⁠

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps: 00:00 Job and income 05:16 How we feelin' about this debt? 10:55 First of MANY debts 18:39 Sondermind 25:07 Check this out (Pun intended) 30:00 Win $250 31:44 You must COMBINE! 38:45 Let's budget your craziness 52:56 The plan steams ahead 54:33 SOFI 55:17 This could be so much worse 59:59 Hammer Financial Score

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠

My socials: ⁠https://linktr.ee/calebhammer⁠

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

Timestamps: 00:00 Job and income 03:47 Survey 05:14 Dude is giving away money 10:08 Sounds like enabling to me 14:50 Your third car by 19? 25:21 Okay this is insanity 28:31 You have a Sugardaddy?! 29:17 SOFI 34:40 Starting with $0 41:49 You're BS'ing me 43:17 Credit Rating 46:43 You need to budget! 52:23 Here's your plan 1:00:19 Hammer Financial Score