Faith & Finance Podcast Por Faith & Finance arte de portada

Faith & Finance

Faith & Finance

De: Faith & Finance
Escúchala gratis

Obtén 3 meses por US$0.99 al mes + $20 crédito Audible
Faith & Finance is a daily radio ministry of FaithFi, hosted by Rob West, CEO of Kingdom Advisors. At FaithFi, we help you integrate your faith and financial decisions for the glory of God. Our vision is that every Christian would see God as their ultimate treasure. Join Rob and expert guests as they give biblical wisdom for your financial journey and provide practical answers to your pressing financial questions. From budgeting and debt management to investing and stewardship, Faith & Finance equips listeners with insights to handle money wisely and live generously for God's Kingdom. Listen now or ask your question live by calling 800-525-7000 each weekday from 10-11 a.m. ET on American Family Radio and 4-5 p.m. ET on Moody Radio. You can learn more at FaithFi.com.Copyright 2023-2025 FaithFi: Faith & Finance Cristianismo Economía Espiritualidad Finanzas Personales Ministerio y Evangelismo
Episodios
  • What Is Your Time Really Worth?

    What Is Your Time Really Worth?
    Nov 14 2025
    It’s one of the most valuable things we have—and one of the easiest to waste. We’ve all heard the saying, “Time is money.” But if that’s true, why do we spend it so carelessly? The truth is, time is worth far more than dollars and cents—it’s the most limited resource God has given us. Learning to steward it well isn’t just good productivity advice—it’s an act of worship.If you’ve ever said, “I just need a little more time,” you’re not alone. Many of us feel the pressure of time slipping through our fingers. Ironically, we often spend our days chasing money, status, or success—only to run out of the very thing we were trying to “buy back.”We treat time like a renewable resource when it’s really more like a savings account that’s constantly being drawn down. Every hour that passes is one you’ll never get back. Yet our culture tempts us to equate our worth with how much we earn or produce.A Biblical View of TimeScripture offers a radically different view. In Psalm 90:12, Moses prays, “Teach us to number our days that we may get a heart of wisdom.” He’s not talking about counting hours on a clock but realizing that our time is limited—and therefore deeply valuable.From a biblical perspective, time isn’t ours to manage however we wish. It’s a gift from God, entrusted to us for His purposes. Just as money and talents belong to Him, so does our time.In Ephesians 5:15–16, Paul writes, “Look carefully then how you walk, not as unwise but as wise, making the best use of the time, because the days are evil.” The original Greek phrase for “making the best use” literally means “redeeming the time”—buying it back for God’s glory. It’s the same word Paul uses elsewhere to describe what Jesus did for us on the cross.Christ redeemed us from sin and emptiness, giving our lives eternal meaning. In the same way, we’re called to redeem our time—to invest every moment, conversation, and decision in what will last forever.Here’s the catch: if you don’t decide what your time is worth, someone else will. Your job, your phone, your inbox, even social media—all have plans for your time. Unless you set boundaries, your days will fill up with things that seem urgent but aren’t truly important.Jesus modeled something completely different. Even with the most important mission in history, He took time to rest, pray, eat with friends, and be fully present with people. He had the margin to be interrupted—to stop for the sick, listen to the hurting, and teach those who were searching. He never rushed, yet He always fulfilled the Father’s will.How to Steward Your Time WellSo how can we live as if our time truly belongs to God?1. Reevaluate Your PrioritiesEvery decision is a trade. When you say yes to one thing, you say no to something else. Ask yourself, “What matters most in God’s eyes—and am I giving that my best time?”2. Measure Time by Meaning, Not MoneyOur culture values time by dollars per hour, but God’s economy works differently. A quiet afternoon encouraging a friend may not pay in cash—but it yields eternal dividends. As Jesus said, “Seek first the kingdom of God and His righteousness, and all these things will be added to you.”3. Build Margin into Your LifeJust as financial margin creates freedom to give, time margin allows you to live generously. When you’re not overscheduled, you can pause to listen, serve, or rest. Sabbath isn’t wasted time—it’s holy time that reminds us that God is in control.4. Steward Small MomentsEternal impact isn’t found only in big events. It’s in the five minutes you pray for someone, the ten minutes you spend in Scripture, or the conversation that points someone to Jesus. As Colossians 3:17 reminds us, “Whatever you do, in word or deed, do everything in the name of the Lord Jesus.”Making Your Hours Count for EternityWhen you see your time through an eternal lens, every moment takes on new meaning. You stop chasing the clock and start cherishing what truly matters. Missionary C.T. Studd once wrote, “Only one life, ’twill soon be past; only what’s done for Christ will last.”So what’s your time really worth? It’s worth exactly what you invest in eternity.Don’t just count your hours—make your hours count. Live intentionally. Rest purposefully. Serve generously. And let every day remind you of the One who holds all time in His hands.On Today’s Program, Rob Answers Listener Questions:I have two kids—a 14-year-old and a newborn—and just opened brokerage accounts for them. What are the best investment options, especially for my newborn with a longer time horizon? I’d like something more flexible than a college savings plan.I retired at 59 and receive Social Security disability. My home is paid off, I have no debt, and I have savings in retirement and trading accounts. I’m thinking about buying a new car with cash to avoid debt, but would it be wiser to finance...
    Más Menos
    25 m
  • Why Christians Are Choosing CHM During Open Enrollment with Lauren Gajdek

    Why Christians Are Choosing CHM During Open Enrollment with Lauren Gajdek
    Nov 13 2025
    Many people say our healthcare system is broken—and maybe you’ve felt that yourself.Rising costs, denied claims, and surprise bills have left millions of Americans buried in medical debt. But there’s a better, biblical way to approach healthcare—one that has been serving Christians for more than forty years. Lauren Gajdek joins us today to tell us all about it.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. Why an “Open Enrollment” Campaign for a Year-Round Ministry?While CHM accepts new members year-round, their Open Enrollment Campaign—running from November 1 through January 15—aligns with the period when most Americans review or change their health coverage through employers or government exchanges.This is the time of year when people are thinking about healthcare decisions. So even though CHM is open year-round, it’s an excellent opportunity to shine a light on a biblical alternative.Many Americans have grown frustrated with their healthcare experiences. CHM hears from countless people who’ve paid premiums for years, only to find that help is unavailable when they need it most.It’s disheartening. You think your provider is in-network, but later find out they’re not. That leaves patients confused and financially burdened. It’s a system that often leaves believers wondering if there’s a better way.That sense of frustration has become widespread—especially as over 100 million Americans now carry medical debt, a staggering sign of a broken system.How CHM Differs from InsuranceCHM operates from a radically different model. Rather than paying into a profit-driven system, CHM members share each other’s medical expenses—a reflection of biblical community and mutual care.They’ve been around since 1981 and have shared or satisfied over $13 billion in medical bills. They’re a nonprofit ministry that helps Christians live out their faith through practical care.Unlike traditional insurance, CHM members can visit any doctor or hospital they choose—there are no in-network restrictions—as long as the treatment meets the ministry’s guidelines.It’s simple, affordable, and rooted in biblical stewardship. Members have the freedom and peace of mind that come with knowing they’re part of a community that cares.At its core, CHM is not an insurance company—it’s a Christ-centered community built on shared values. Members give monthly to help other believers in need. It’s an act of faith and stewardship. And for most people, it’s far more affordable than traditional plans.This affordability and flexibility are especially appealing for Christians seeking to align their healthcare decisions with their faith and values.Guidance for Those Exploring Their OptionsFor anyone comparing healthcare choices this season, approach the decision prayerfully and with an open mind.You don’t have to be trapped in a broken insurance system. There’s a proven, Christ-centered way to handle your healthcare. Go to CHMinistries.org/FaithFi to find a cost comparison tool that shows how CHM can make care more affordable.Many in the Faith & Finance audience are retirees or nearing retirement. So it’s important to note that CHM also complements Medicare, helping cover eligible expenses Medicare may not cover.It’s what they call a ‘complementary’ approach, where CHM can help cover costs Medicare doesn’t pay, as long as they fall within its guidelines.FaithFi is grateful for CHM’s partnership and their ongoing commitment to helping believers steward their healthcare costs wisely. You don’t have to settle for a system that’s broken. There’s a biblical, community-based way to manage your healthcare needs. Learn more at CHMinistries.org/FaithFi.On Today’s Program, Rob Answers Listener Questions:A pastor friend of mine was told he owes $13,000 in taxes because his preparer made a mistake. He doesn’t have the money to pay for it. Where can he turn for help?I own a small business structured as an LLC, and I’m confused about how to tithe. Should I tithe personally from what I pay myself, from the business profits at year-end, or both?I’m a pastor, and one of my church members is struggling. After his father’s death, the estate was liquidated, leaving him without a home. He hasn’t filed taxes and now has tax debt. What’s the best way for him to address this?I’m looking into a debt management plan and wondering—will it hurt my credit score? And would I still be able to keep one credit card open for emergencies?Resources Mentioned:Faithful Steward: FaithFi’s Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)National Christian Foundation (NCF)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich ...
    Más Menos
    25 m
  • Investing That Changes Culture with Brian Mumbert

    Investing That Changes Culture with Brian Mumbert
    Nov 12 2025
    What if your investments did more than earn returns—what if they helped shape the culture for good?Today, we’ll explore how your money can not only grow but also advance God’s purposes in the world. Brian Mumbert joins us from Timothy Plan to share how faith-based investing allows believers to engage the culture with an eternal impact.Brian Mumbert is the President of Timothy Plan, an underwriter of Faith & Finance.Giving That Flows from FaithAt the heart of Timothy Plan’s mission is a conviction that money is not merely a financial tool but a spiritual one. Timothy Partners, Ltd.—the advisor to Timothy Plan—tithes its profits to support ministries aligned with biblical values.Those partnerships reflect a desire to be active on the other side of Timothy Plan’s investment screens. In other words, it’s not enough to avoid investing in companies that exploit, harm, or oppose biblical principles. True stewardship involves using financial influence to protect life, defend freedom, equip biblical entrepreneurs, and strengthen families.This commitment is not theoretical—it’s deeply practical.In Central Florida, Timothy Plan partners with organizations such as Choices Women’s Clinic, the area’s largest pro-life pregnancy center, as well as House of Hope Orlando and the Orange County Jail Ministry. Nationally, their reach extends through partnerships with organizations like Movieguide and Florida Family Voice.Through the Kairos Prize, Timothy Plan helps fund aspiring Christian filmmakers with seed capital to develop their projects. Another powerful partnership is with the Nehemiah Project, which equips entrepreneurs worldwide to start and grow businesses based on biblical principles.A Legacy of Business as MinistryTimothy Plan’s founder, Art Ally, was inspired by the legendary Christian industrialist R.G. LeTourneau, who dedicated 90% of his income to God’s work. LeTourneau often said, “I shovel out the money, and God shovels it back—but God’s got a bigger shovel.”That philosophy continues to shape Timothy Plan’s culture. They see business as ministry, and since we are all stewards of God’s money, we want to ensure it has an eternal impact.For many investors, the idea that their portfolio could be shaping the culture might feel new. But as an investor, we really need to understand where our dollars are going. When we invest with a biblical worldview, we’re not just seeking a return—we’re influencing what gets built, produced, and promoted in our world.This approach aligns with the broader mission of Timothy Plan: to provide investment options that reflect the values of faith-driven investors and to mobilize generosity that brings light into dark places. The impact of this approach is tangible. You can see the joy on their faces and the difference these ministries are making—locally in Central Florida and across the nation.At FaithFi, we share that conviction: when you invest with purpose, your portfolio can do more than generate returns—it can help bring redemption and renewal to our culture.To learn more about biblically responsible investing and how your financial stewardship can make an eternal impact, visit TimothyPlan.com.On Today’s Program, Rob Answers Listener Questions:I’m planning to retire in 2027 and want to move my deferred compensation. How do I go about that? And should I also get life insurance when I retire?My wife and I just bought a home with a 6.188% adjustable-rate mortgage for three years. Should we refinance now into a 30-year fixed, or wait to see if rates come down?I’ll start receiving my full Social Security benefits in December. How much can I earn without being taxed on it?Can you explain how your financial approach differs from Dave Ramsey’s? And since Social Security had me apply for widow’s benefits, will I owe taxes on that income?Should I invest in gold—or a mix of gold and silver—and how would I do that? And what about Bitcoin or other digital currencies? Are they wise investments, and how would I start?Resources Mentioned:Faithful Steward: FaithFi’s Quarterly Magazine (Become a FaithFi Partner)Timothy PlanCharles Schwab | FidelityAn Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff HaanenWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
    Más Menos
    25 m
Todavía no hay opiniones