Factoring Arrangements & Title Deeds: A Candid Conversation

Deeds of Conditions shape how shared buildings are managed, but they’re often confusing, inconsistent and misunderstood. In this episode, Brian Welsh sits down with:

• Mike Guthrie, Partner at Burness Paull LLP

• Jaqueline Borthwick, Managing Director at The Property Factor Professional

They unpack the realities behind title deeds, from how they’re drafted at site setup to how they’re lived with decades later. Expect honest commentary on:

• Why older deeds are so challenging

• The Development Management Scheme and modern drafting trends

• When deeds become unmanageable for factors

• How sales questionnaires fail to tell the full story

• What homeowners think their deed says vs. what it actually says

• Enforcement, the Property Factors Act, and gaps in regulation

• The balance between transparency, practicality and cost

Whether you're a homeowner, developer, factor or solicitor, this conversation sheds light on a part of property ownership that affects almost everyone, yet is rarely talked about clearly.