FPF 173 - Why Every Family Needs a Financial Plan this Year

As you’re setting your New Year’s resolutions for 2026, Jerry Davidse breaks down why an updated financial plan matters more than ever—especially if markets stay volatile.

Think of your financial plan like GPS: you can reach your destination without it, but it’s harder, takes longer, and usually leads to worse results. In this video, Jerry walks through the four core components Presilium includes in every comprehensive financial plan so you can make decisions with more clarity, confidence, and peace of mind.

In This Episode:

✅ NET WORTH (Your Starting Point)

A current family balance sheet helps you understand where you are today—because you can’t plan the route forward without knowing your exact starting point.

✅ INVESTMENT MIX (Risk + Long-Term Returns)

Your portfolio allocation drives long-term outcomes and determines the level of risk you’re taking. Getting the balance between growth and stability matters—especially in tough markets.

✅ PROBABILITY OF SUCCESS (Clarity Over Emotion)

Using historical market data, the team analyzes each goal to show the real-world likelihood of success—helping decisions become more strategic and less emotional.

✅ YEAR-BY-YEAR ROADMAP (Confidence-Creating Scenarios)

A visual plan from today through retirement and beyond, including scenario testing like:

- What if you increase spending in retirement?

- How much could you save by converting pre-tax assets to a Roth IRA?

If you or someone you care about would benefit from a thoughtful, personalized financial plan, Presilium would be happy to help.

#WealthManagement #FamilyLegacy #FinancialPlanning #2026MarketForecast #NewYearsResolutions #InvestmentStrategy #FinancialFreedom #RetirementPlanning

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Connect With Jerry:

Jerry Davidse, CFP®

CEO, Presilium Private Wealth

Email: [e-mail]

LinkedIn: https://www.linkedin.com/in/jerrydavidse/

Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.