Most people never track their finances, and it keeps them stuck hoping and worrying.

In this episode, Dan talks with actuary and real estate investor Jack Allweil about how tracking your net worth and cash flow transforms behavior, accelerates financial independence, and brings clarity to your financial life. Jack shares how losing his job at age 27 became the turning point that led him to build freedom through data-driven decision-making, real estate, and intentional planning. Listen to learn how to use data in your plan to better achieve your goals.

Key Talking Points

• Jack’s story of transformation after job loss
• Why tracking drives better financial decisions
• How to build a personal balance sheet that creates clarity
• How tracking guides investing, real estate, and passive income choices
• The first steps anyone can take to start tracking and improving their financial life

Escape The Clock Resources

• The Book: www.escapetheclock.com/book
• The Tools: www.escapetheclock.com/toolkit
• Help: www.escapetheclock.com/schedule
• Free Weekly Insights: www.escapetheclock.com/subscribe

Episode Sources

• Tracking increases savings rates by 15 to 20 percent: Morningstar (2023) - https://www.morningstar.com/content/dam/marketing/shared/research/foundational/802866-SaveMoreToday.pdf
• Only 32 percent of Americans calculate net worth annually: Charles Schwab Modern Wealth Survey (2024) - https://content.schwab.com/web/retail/public/about-schwab/schwab_modern_wealth_survey_2024_findings.pdf
• Tracking increases goal achievement by 42 percent: Psychological Science (2015) - https://www.apa.org/news/press/releases/2015/10/progress-goals

Connect with Jack

• Website: www.fired-to-fire.com
• YouTube: https://youtube.com/@jackallweil
• Book: Make Better Bets - https://amzn.to/4nHfms3
• LinkedIn: https://linkedin.com/in/jack-allweil-fsa-3b1a3318/
• Social: https://x.com/Jack_Allweil

Support the Podcast

• Subscribe and follow on your favorite platform
• Leave a rating & review
• Share this episode with others
• Support me by picking up the book for yourself or a loved one at escapetheclock.com/book

Thank you for listening!

This information is for educational purposes only and is not financial advice. Consult a qualified professional for personalized guidance.

In this end-of-year special, Daniel C. Rodgers looks back at the transformative lessons of 2025, big learnings, and what to expect going into the year ahead.

Tune into this special episode to celebrate a crazy year and learn new ways you might start 2026 off in a strong way.

Key Talking Points

• Big milestones from a year of Escape The Clock
• A recap of the big FI events that shaped 2025.
• Dan's five learnings from 2025.
• Predictions and things to watch for in 2026.

Escape The Clock Resources

• The Book: www.escapetheclock.com/book
• The Planner: www.escapetheclock.com/toolkit
• 1:1 Help: www.escapetheclock.com/schedule
• Other Resources: www.escapetheclock.com/resources
• Free Weekly Newsletter: www.escapetheclock.com/subscribe

Support the podcast

• Subscribe, follow, and leave a review where you listen
• Share this episode with someone who would benefit
• Visit EscapeTheClock.com to get the book, subscribe, or more episodes.

This information is for educational purposes only and not financial advice. Consult a qualified professional for personalized guidance.

The most dangerous number in personal finance is "one," yet most of us are never taught how to build a second source of stability.

Most people know they need more than one income stream to reach financial freedom, but very few know where to start. Today’s episode explores one of the most overlooked and misunderstood paths to income diversification: franchising. Adam Goldman, Franchise expert and coach, joins Daniel to break down what makes franchising work, where beginners get it wrong, and how to evaluate opportunities in a way that aligns with your time, goals, and risk tolerance.

Key Talking Points

• Why a single income source is not enough in today’s economy
• What franchising actually is and why it remains a proven business model
• Beginner friendly insights on choosing the right franchise
• Red flags to avoid when evaluating franchise opportunities
• How franchising can fit into a financial freedom plan

Escape The Clock Resources

• The Book: www.escapetheclock.com/book
• The Planner: www.escapetheclock.com/planner
• 1:1 Help: www.escapetheclock.com/schedule
• Other Resources: www.escapetheclock.com/resources
• Free Weekly Newsletter: www.escapetheclock.com/subscribe

Episode References & Resources

• Average millionaire has seven income streams – Ramsey Solutions (2025)
• Sixty two percent of Americans want a second income stream – Bankrate (2025)
• Franchise success and failure trends – International Franchise Association (2025)
• The "Seven Streams" of income used by the wealthy – Robert Allen, Multiple Streams of Income (2000)
• 65% of self-made millionaires have at least three streams of income – Tom Corley, Rich Habits Study (2009/2013)

Connect with Adam

• Website: https://www.franchisecoach.net
• Book: The Franchisee Lifestyle: Your Future as a Franchisee is Better Than You Think
• LinkedIn: https://www.linkedin.com/in/adamgoldman

Support the podcast

• Subscribe, follow, and leave a review where you listen
• Share this episode with someone who would benefit
• Visit EscapeTheClock.com to get the book, subscribe, or more episodes.

This information is for educational purposes only and not financial advice. Consult a qualified professional for personalized guidance.