Episode 57 - Steve Hladik talks FAPA

In the 57th episode of “What The M,” hosts Kent McPhail and Steve Hladik dive into the Foreclosure Abuse Prevention Act (FAPA). Steve, taking the guest seat, breaks down what FAPA is, why it was enacted, and how its retroactive application has created major challenges for lenders, investors, and servicers. From constitutional implications under the Takings Clause to ripple effects on the secondary market and loan originations, Kent and Steve explore how this controversial law could change the mortgage industry across the country.

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