Episode 48: How AI is Transforming Lending & Financial Services in India | ft. Dr. Debarag Banerjee – Part 1

In this episode, we sit down with Dr. Debarag Banerjee, Chief AI & Data Officer at L&T Finance Ltd., who shares how artificial intelligence is reshaping the future of financial services in India. From real-time loan decisioning engines to multilingual AI-powered collections, he offers a behind-the-scenes look at how large-scale AI systems are driving profitability, inclusion, and smarter risk management. Tune in for an insightful conversation on AI myths and realities, the power of predictive and generative AI in lending, how businesses can build AI readiness through strong data foundations, and why AI could be the biggest democratizing force for SMEs in the years ahead.