Episode 19 | Unlocking First Home Buyer Support in Western Australia

Western Australia offers some strong incentives to help first home buyers reduce upfront costs and enter the market with confidence, but knowing how to use them strategically is what makes the difference.

In this episode, Jack Elliott breaks down what’s available as of October 2025, including WA’s stamp duty concessions for first home buyers, the $10,000 First Home Owner Grant for new builds, updates to the First Home Guarantee Scheme, and Keystart’s shared equity and low-deposit options.

You’ll learn who’s eligible, how each incentive works, and how to think strategically about which programs genuinely support your long-term goals, not just short-term savings.

In this episode:

🔑 Stamp duty concessions for first home buyers in WA

🔑 $10,000 First Home Owner Grant explained

🔑 First Home Guarantee: Buy with 5% and pay no LMI

🔑 Keystart Shared Equity and Low-Deposit Loan overview

🔑 Strategy insights to build long-term flexibility and equity

Timestamps

00:00 – Intro: WA incentives overview

01:42 – Stamp duty concessions

03:00 – Example breakdowns & eligibility

04:05 – Strategy: don’t chase savings

05:06 – $10K First Home Owner Grant

06:46 – First Home Guarantee updates

08:28 – Shared Home Ownership (Keystart)

11:13 – Strategy: pros & cons of shared equity

12:22 – Wrap up & next steps

Unlock your Free Resources

WA First Home Buyer Resource

First Home Owner Rate of Duty

Stamp Duty Calculator

First Home Owners Grant

First Home Guarantee Scheme

Opening Doors Shared Equity

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