Episode 18 | Unlocking First Home Buyer Support in South Australia

South Australia offers a range of incentives to help first home buyers reduce upfront costs and enter the market sooner, but knowing which ones actually support your long-term goals is key.

In this episode, Jack Elliott breaks down what’s available as of October 2025, including the state’s full stamp duty relief for new homes, the $15,000 First Home Owner Grant, updates to the First Home Guarantee Scheme, and South Australia’s own shared equity option through HomeStart Finance.

You’ll learn who’s eligible, how each incentive works, and where to think strategically about how these programs fit within your bigger plan, not just your short-term savings.

In this episode:

🔑 Full stamp duty relief on eligible new homes and land

🔑 $15,000 First Home Owner Grant explained

🔑 First Home Guarantee: Buy with 5% and pay no LMI

🔑 HomeStart Shared Equity Option overview

🔑 Strategy insights for choosing long-term value over short-term savings

Timestamps

00:00 – Intro: SA incentives overview

01:05 – Stamp duty relief explained

03:13 – Strategy: long-term focus

04:30 – $15K First Home Owner Grant

06:14 – First Home Guarantee update

07:43 – HomeStart Shared Equity Option

11:39 – Strategy: pros & cons

12:33 – Wrap up & next steps

Unlock your Free Resources

SA First Home Buyer Resource

Stamp Duty Relief

Stamp Duty Calculator

First Home Owners Grant

First Home Guarantee Scheme

HomeStart - Shared Equity Option

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