Episode 10: The Empowering Entrepreneur – Property, Petitions and Confidence with Michelle Niziol

What happens when a people-first mortgage broker decides “good rates” aren’t enough – and sets out to change lives, industries and policy?

In this episode of The 99% Club – The Small Business Podcast, Aaron speaks with Michelle Niziol – founder of seven businesses, King’s Trust ambassador for Women Supporting Women, and creator of The Empowering Entrepreneur.

Michelle shares how early hardship pushed her into work, property-investing at 18, and building a client-education model that’s retired customers early. She also explains her petition to make childcare a legitimate business expense for self-employed founders, and her wider views on rebuilding UK business confidence.

Inside the episode:

• From nearly homeless at 17 to first home at 18 – the origin of a problem-solving operator
• Why her mortgage practice is really a client education engine: equity, portfolios, and financial freedom
• The “give, give, give” growth loop – building a referral-only business by changing outcomes, not just rates
• The Empowering Entrepreneur: a passion project to boost women’s confidence, skills and momentum
• Policy talk: childcare as a business expense, funding gaps for women, and a call for a business-rates amnesty to revive high streets
• The lettings landscape: regulation good, NI on rental income risky, and why PRS still matters for mobility
• Culture over convenience: buying a premises post-Covid to build team cohesion and community

🎧 Listen on Spotify • Apple • YouTube

🌐 The Empowering Entrepreneur

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