Ep. 75 | Unlocking the Secrets of Successful Short-Term Lending with Jesse Bobrowski

What makes a successful private lending company thrive for over 50 years? In this episode Ryan and Neal are joined by Jesse Bobrowski, the Vice President of Calvert Home Mortgage Investment Corporation. With over four decades in the industry, Calvert has built a reputation for providing short-term lending solutions for real estate investors in Alberta and Ontario.

Jesse delves into the company’s history, explaining how it transitioned from a mortgage brokerage to a mortgage investment corporation. He offers valuable insights into Calvert’s strategic approach to lending, focusing on residential urban markets and catering to real estate investors looking to buy, renovate, and sell or refinance properties. The conversation also covers Calvert’s unique corporate structure, their commitment to shareholder transparency, and how they’ve navigated market challenges while maintaining consistent growth.

This episode provides listeners with a detailed understanding of the private lending sector, how Calvert operates, and the key factors contributing to its success in the ever-evolving real estate market.

Show notes:

• 02:08 - Jesse introduces Calvert’s 50-year history and transition from brokerage to lender.
• 04:01 - Jesse explains their focus on short-term lending and residential properties.
• 06:30 - The advantages of sticking to residential markets for lending.
• 08:44 - How Calvert manages growth and stability in Alberta and Ontario.
• 13:01 - The impact of Ontario’s affordability challenges on lending strategies.
• 16:23 - The unique structure of Calvert's mortgage investment corporation.
• 19:49 - Why transparency with shareholders is crucial to Calvert’s success.
• 25:39 - Jesse discusses how they manage capital and optimize investments.
• 31:45 - Understanding Calvert’s strategic lending approach in Ontario’s urban markets.
• 34:55 - The importance of aligning with industry best practices through CAMLA.
• 38:37 - Alberta’s population growth and the potential for business-friendly opportunities.
• 43:34 - Jesse’s thoughts on the best pizza spot in Calgary.

Resources:

• Keystone Capital Group
• CPLP Instagram: @cplpodcast
• Keystone Instagram: @keycapgroup

Find Jesse on:

• Linked - https://www.linkedin.com/in/jesse-bobrowski/?originalSubdomain=ca

Find Neal On:

• Instagram - @neal.andreino
• LinkedIn

Find Ryan On:

• LinkedIn
• E-mail - [e-mail]