Ep 29 - The Portfolio Sanity Check: 7 Steps to Vet Your Own Investments Like a Pro (Without Having a Nervous Breakdown)

This week on Your Money Guide on the Side, we’re tackling one of the questions I used to get more than any other—right after “Should I buy gold?” and “Is my advisor secretly bad at this?”

We’re talking about how to vet your own portfolio. Not how to invest—that’s for another episode. This is about taking the pulse of your current investments and asking: Does this still make sense for my life?

You’ll walk away with 7 practical steps to audit your own portfolio, whether you DIY, use an advisor, or have a Frankenstein’s monster of accounts stitched together from every job you’ve ever had. We’ll walk through questions like:

• Do you understand what you own—or is it the Donkle McFlonkerton Growth Fund?
• Can you see all your accounts in one place—or are they scattered like mustard packets in your fridge?
• Are your fees reasonable—or are you quietly tipping a deli worker $18 to assemble your own sandwich?
• Can you access your money when you actually need it?
• Is your portfolio accidentally built for a version of you who can stomach rollercoaster markets…but actually can’t?
• Are you diversified—or just holding Apple stock four different ways under four different fund names?
• And finally: Is it simple enough to forget about?

Because believe it or not, that’s the goal. Not to beat the market, but to build something so clean, boring, and well-designed that it just hums along in the background—freeing up your brain for better things. Like your family. Or your dog. Or binge-watching season three of Is It Cake? without guilt.

🎯 This episode is for you if:

• You’ve got multiple accounts and no idea what’s inside them.
• You’re unsure what you’re paying in fees—or if those fees are fair.
• You want clarity, simplicity, and confidence in your investments, without learning Latin.
• You suspect your portfolio is more complicated than it needs to be.
• You want a clear, evergreen checklist to revisit any time your finances feel murky.

Quick Favor?
If this show has been helpful, I’d be grateful if you’d leave a review on Apple Podcasts or share it with someone who might need a financial tune-up. Every episode is built to be evergreen—so whether you’re listening today or in 2035 while AI dogs are walking themselves, my goal is for it to still make sense, still help, and still cut through the noise.

Thanks for being here.

Let’s run the sanity check.

Priceless

Tyler has a great view of building your portfolio for retirement so that it reduces stress.