Ep. 142 - Despite looming rate cuts, strong deposit franchises still take the cake

While peak funding costs are in the rearview mirror, investors and bank acquirers continue to assign higher values to institutions with lower-cost deposit franchises.

In the episode, S&P Global Market Intelligence analysts Nathan Stovall and Zain Tariq discuss which banks have the strongest deposit franchises, what attributes they have and how deposits continue to drive valuation in the banking sector. They also share takeaways from the inaugural Deposit Conference, co-hosted with South State, where experts shared their views on niche strategies and the state of the competitive and regulatory landscape.