2026 Mortgage Interest Rates Explained: What Buyers Must Know | EP193

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Mortgage rates are finally trending lower but the experts aren’t all aligned. In this episode, Jeb Smith and Josh Lewis break down the latest data, forecasts, and why inflation, tariffs, and Fed policy could push rates into the high 5s before year-end. Whether you're refinancing or buying your first home, this conversation reveals what to expect next and how to prepare.

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Jeb Smith

Huntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Consultant
DRE #01209148
BuyWise Mortgage
Mobile: [phone]