EP 134 | Oil and Global Tension + 401k Balances Hit Highs

This week on Investing Simplified, Matt Sudol and Matt Mai from Price Financial Group discussed the ongoing volatility in the markets, with a focus on the critical role of oil as both a commodity and a driver of inflation. Listeners learned about recent disruptions impacting oil supply, including local pipeline issues in the Pacific Northwest and escalating Middle East tensions that could affect global prices via the Strait of Hormuz. The Matt’s emphasized how fluctuations in oil prices can ripple through the economy—impacting everything from transportation to grocery costs—and discussed how these factors can influence inflation, Federal Reserve policy decisions, and, ultimately, investment portfolios.

The show also highlighted recent positive trends in retirement accounts, noting the average 401(k) balance reached $146,100 at the end of 2025, with record numbers of "401k millionaires." However, the hosts cautioned that benchmarks and averages are less relevant than one’s individual goals, liabilities, and life stage. To help listeners navigate current market dynamics, Matt and Matt provided practical tips on reviewing asset allocations, rebalancing portfolios, and using strategies like dollar-cost averaging to manage risk. They reminded listeners that, while market movements may be unpredictable, having a thoughtful, customized plan is key—and invited them to schedule a complimentary consultation to review their own circumstances.


Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That’s why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you’re a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation