EP 117 | Rethinking Retirement & Tailoring Your Plan for Real Success

This week on Investing Simplified, Bo Caldwell and Matt Sudol tackled some of the most persistent myths and rules of thumb that can trip up even savvy investors and small business owners. They emphasized the importance of proactive planning—whether for taxes, retirement rollovers, or choosing the right business retirement plan—and highlighted that relying on generic rules like the 4% withdrawal rate, eliminating all debt, or blindly following Social Security timing can lead to costly mistakes. Instead, they recommend tailoring strategies to each individual’s specific situation, noting that successful investing is less about outsmarting market movements and more about maintaining a well-constructed, diversified plan that fits personal goals and comfort levels. The show also featured a segment on estate planning to explain the differences between community property and separate property states, and how these distinctions can affect taxes and inheritance.


Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That’s why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you’re a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation