Episodios

  • #50. Bring a Product to Market: Shampoo, Sustainability, and Storytelling with SeaBar's Greg Dayley
    Mar 17 2026

    In this episode of Drip Trickle Flow Flood, the first in our two-part “bringing a product to market” series, we sit down with Greg Dayley of SeaBar, a natural shampoo and conditioner bar company on a mission to reduce plastic waste and rethink how everyday products are made. Greg shares his unexpected path to the world of haircare, social media, and sustainable product innovation. He takes us behind the scenes of building a physical product from scratch, developing a brand rooted in story and mission, and learning what it really takes to bring an idea to market.

    1. Great businesses often start with a simple frustration.

    Greg’s idea for SeaBar came from a basic but powerful realization: many shampoo bottles are mostly water, and people are essentially buying bottled water to use in the shower. That small moment of noticing a problem became the spark for an entirely new product.

    2. Story matters just as much as the product.

    One of Greg’s biggest lessons is that selling is storytelling. People don’t just buy what something is. They buy what it means, what it solves, and the bigger mission behind it. For Greg, that meant building a brand around sustainability, convenience, and reducing waste in a way that feels practical, not preachy.

    3. Start smaller than you think you need to.

    For anyone wanting to launch a product, Greg emphasizes testing on the smallest scale possible. Before investing huge amounts of money, prove the concept, create rough versions, get feedback, and learn what works. Early experimentation can save you from expensive mistakes later.

    4. Making your own product gives you more control.

    Greg chose to formulate and manufacture SeaBar himself. That decision gave him a deeper understanding of the product, more flexibility, and more ownership over quality. It also allowed him to create something genuinely different rather than a slightly repackaged version of what already exists.

    5. Mission-driven brands still need to be excellent businesses.

    Greg is passionate about reducing plastic waste and helping clean up ocean trash, but he is clear that mission alone is not enough. A product has to work well, be convenient, and make sense financially. The strongest businesses pair purpose with quality, practicality, and a real value proposition.

    Check out SeaBar.

    Our Links

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    Drip Trickle Flow Flood T-Shirts

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    Grab yours!

    Rate and Review

    If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening!

    Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life.

    Disclaimer:

    The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with.

    Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal.

    By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

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    45 m
  • #49. Skip the Startup: Why Buying a Business Might Be Smarter
    Mar 10 2026

    In this episode of Drip Trickle Flow Flood, we unpack a growing trend: millennials skipping the startup grind and instead buying existing businesses. Inspired by a recent Entrepreneur Magazine article, we explore the model known as entrepreneurship through acquisition (ETA) and why it may be a smarter, more sustainable path to wealth-building.

    If you’ve ever wondered whether starting from scratch is the only path, this episode might open up a whole new strategy.

    1. Buying a Business Reduces Unknown Risk

    Startups are filled with unknowns. With an existing business, you can review profit and loss statements, customer history, and expenses. There’s math behind the risk, and that math gives you leverage.

    2. Baby Boomers Are Creating a Unique Window of Opportunity

    Many retiring owners don’t have successors. They want their businesses to continue. That emotional factor can create flexible deal structures like seller financing, profit-sharing arrangements, or creative contracts.

    3. “Boring” Businesses Can Be Highly Profitable

    Laundromats, plumbing companies, mailbox stores - these may not feel glamorous, but they’re essential. They’re harder to disrupt with technology and deeply embedded in communities.

    4. Entrepreneurship Through Acquisition Can Be More Aligned With Modern Values

    Millennials and Gen Z increasingly value independence, sustainability, and work-life balance. Acquiring a business can offer ownership without the extreme burnout culture of venture-backed startups.

    5. Opportunity Favors the Visible

    Some of the best business acquisition opportunities come from conversations. Tony shares how simply being known in the community led to business owners approaching him. Sometimes the strategy to buy a business is just telling people, “I’m looking to buy a business.” Visibility creates deal flow.

    Our Links

    Tony’s website

    Melissa’s website

    Drip Trickle Flow Flood T-Shirts

    We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting.

    Grab yours!

    Rate and Review

    If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening!

    Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life.

    Disclaimer:

    The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with.

    Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal.

    By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

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    23 m
  • #48. Passive Income for People Who Like Their Free Time
    Mar 3 2026

    Passive income gets talked about constantly, but most of what is labeled passive actually requires starting another business, building another brand, or taking on another job.

    In this episode, we are talking about something different.

    What if you like your job and your free time and don’t want a side hustle?

    We explore passive ways to begin creating additional income streams using today’s unprecedented accessibility to investing, from dividend stocks to index funds to fractional real estate ownership and even startup investing.

    This is about building drips and trickles that may grow into flows without adding more meetings, more clients, or more work to your life.

    Because sometimes the most powerful income stream is the one that quietly works while you don’t.

    #1. Passive income does not have to mean starting a business

    You don’t need a course, digital products, or side hustle to create additional income. Today, there are ways to generate passive returns without trading time for money.

    #2. Accessibility in investing has changed everything

    With no fee trades and fractional investing, you can start with as little as 50 to 100 dollars and begin building income streams through dividend stocks or index funds.

    #3. Habits matter more than amounts

    Small, consistent investments build both financial momentum and confidence. Creating the habit of participation often matters more than the initial dollar value.

    #4. Real estate is no longer all or nothing

    Fractional ownership platforms allow everyday investors to earn rental income without managing tenants, repairs, or property headaches.

    #5. Different streams serve different roles

    Some passive strategies create steady drips, like dividends, while others aim for long term flood potential, like startup investing. A mix can create resilience over time.

    Our Links

    Tony’s website

    Melissa’s website

    Drip Trickle Flow Flood T-Shirts

    We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting.

    Grab yours!

    Rate and Review

    If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening!

    Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life.

    Disclaimer:

    The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with.

    Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal.

    By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

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    22 m
  • #47. Building Revenue Streams in One "Pond" (with Lindsey Moceri)
    Feb 24 2026

    In this episode of Drip Trickle Flow Flood, we sit down with our most mysterious (and most requested) guest yet: Lindsey Moceri! (Tony’s better half 😄)

    Lindsey is the definition of Drip Trickle Flow Flood in real life, juggling screen printing, vacation rental management, volleyball coaching, content creation, design, and community leadership, all while keeping flexibility at the center of her work.

    From building income streams that live in the same “pond,” to designing systems that remove friction for customers, Lindsey shares how relationships, service, and creativity power her multi-hyphenate lifestyle.

    1. Your income streams don’t have to feel scattered.

    Lindsey’s work all flows through the same pond: schools, sports, families, and relationships. Different projects, same ecosystem.

    2. Customer service is a superpower.

    From handwritten names on bags to incredible communication, Lindsey proves that small touches create big loyalty and repeat business.

    3. Flexibility is the real currency.

    Multiple streams matter, but being able to set your own schedule, show up for your kids, and coach in the afternoons is the real win.

    4. Start scrappy and grow from there.

    Her screen printing business began with a low-budget, at-home setup and zero overhead, then expanded organically through word of mouth.

    5. Use different parts of your brain (and body).

    Designing, printing, coaching, hosting guests. Mixing physical work with creative and relational work keeps burnout at bay and life interesting.

    Check out Lindsey’s website: https://lindseymoceri.com/

    Our Links

    Tony’s website

    Melissa’s website

    Drip Trickle Flow Flood T-Shirts

    We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting.

    Grab yours!

    Rate and Review

    If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening!

    Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life.

    Disclaimer:

    The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with.

    Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal.

    By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

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    36 m
  • #46. Building a revenue stream by showing up for your community (with Whatcom Preps)
    Feb 17 2026

    In this episode of Drip Trickle Flow Flood, we sit down with Tyler Anderson, founder of Whatcom Preps, the digital home for high school sports coverage in Whatcom County.

    What started as an eighth-grade stat-tracking hobby turned into a full-time, community-powered business that now covers nearly 90% of local sports, helps student athletes get college looks, and connects families across generations.

    Tyler shares how he spent years building Whatcom Preps, why he’ll never put his content behind a paywall, and how showing up consistently (in brightly colored shorts, no less) created trust, sponsorships, and multiple revenue streams.

    If you’ve ever wondered how people build a revenue stream by serving their communities first, this one’s for you.

    1. Start with service, not strategy.

    Tyler didn’t launch Whatcom Preps with a business plan. He started by solving a real problem: local high school sports coverage disappearing. Everything else followed.

    2. Consistency compounds.

    Four and a half years of unpaid work built relationships, credibility, and momentum. That steady effort is what eventually unlocked sponsorships, donations, and social monetization.

    3. Multiple income streams don’t have to be complicated.

    From sponsors and social media payouts to $1 subscriptions, legacy supporter pages, and community donations, Tyler proves you can layer small revenue sources into a livable income.

    4. Visibility matters.

    Showing up in person, delivering Gatorade himself, talking to coaches, and being present in the community turned Tyler from “a website” into a trusted human.

    5. Being a day maker pays off.

    Whether it’s grandparents reading about their grandkids or athletes seeing their names in print, Tyler’s work creates emotional impact and that goodwill comes back around.

    Check out Whatcom Preps and follow them on Instagram

    Our Links

    Tony’s website

    Melissa’s website

    Drip Trickle Flow Flood T-Shirts

    We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting.

    Grab yours!

    Rate and Review

    If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening!

    Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life.

    Disclaimer:

    The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with.

    Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal.

    By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

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    32 m
  • #45. How Rising Salaries Stack Up Against the Cost of Living
    Feb 10 2026

    In this episode of Drip Trickle Flow Flood, we dig into a timely article on how median salaries shifted across the U.S. and what those numbers really mean in real life. From remote work reshaping entire regions to why a raise doesn’t always feel like a raise, we unpack the hidden stories behind state-by-state income data, share personal observations from Washington and Hawaii, and explore creative ways people are leveraging geography, flexibility, and strategy to build wealth. If you’ve ever wondered how location impacts your earning power (or how to play the long game with income), this one’s for you.

    1. Median incomes may be rising, but cost of living often rises right alongside them, so higher pay doesn’t automatically mean more financial freedom.
    2. Remote and hybrid work are quietly reshaping local economies, driving up housing costs and salaries in unexpected places far outside major cities.
    3. Big employers and corporate hubs can dramatically skew state averages, creating pockets of wealth that don’t reflect the broader region.
    4. Some people are strategically earning high salaries in expensive areas early on, then moving to lower-cost states to stretch savings and investments further.
    5. Thinking long-term about where you work, where you live, and how you stack and deploy income can create powerful flexibility across different seasons of life.

    Our Links

    Tony’s website

    Melissa’s website

    Drip Trickle Flow Flood T-Shirts

    We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting.

    Grab yours!

    Rate and Review

    If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening!

    Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life.

    Disclaimer:

    The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with.

    Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal.

    By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

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    20 m
  • #44. Hidden Gems: Turning Expertise Into Effortless Income with Ronii Bartles
    Feb 3 2026

    What happens when you stop treating income like a single lane and start building it like an ecosystem? In this episode of Drip Trickle Flow Flood, we sit down with Ronii Bartles, business manager, strategist, jewelry curator, Zumba instructor, and CEO of Simplicity, to talk about how expertise, trust, and simplicity can unlock unexpected (and surprisingly easy) income streams.

    From uncovering hidden value in inherited jewelry to dismantling the myth that “busy” equals productive, Ronii shares how a strong personal brand can support multiple revenue paths without burnout.

    1. Expertise creates opportunity.
    2. Becoming deeply knowledgeable in one area often reveals niche problems people are desperate to solve and willing to pay for.
    3. Community is a revenue multiplier.
    4. Ronii’s jewelry business grew organically from relationships built in her Zumba classes - proof that trust often comes before the offer.
    5. Simplicity scales better than hustle.
    6. Multiple income streams don’t have to mean complexity. When everything ladders back to one clear personal brand, it actually gets easier.
    7. Busy is not the same as productive.
    8. Activity without revenue is just noise. Ronii breaks down how focusing on revenue-producing work changed everything.
    9. Different income streams use different energy, not more energy.
    10. Physical movement, tactile work, and analytical tasks balance each other out and prevent burnout when designed intentionally.

    Check out Ronii’s website or follow her on Instagram.

    Our Links

    Tony’s website

    Melissa’s website

    Drip Trickle Flow Flood T-Shirts

    We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting.

    Grab yours!

    Rate and Review

    If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening!

    Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life.

    https://driptrickleflowflood.substack.com/

    Disclaimer:

    The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with.

    Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal.

    By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

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    31 m
  • #43. Women Inheriting Wealth: What It Means for the Finance Industry
    Jan 27 2026
    In this episode of Drip Trickle Flow Flood, we dig into a headline that could reshape everything: women are poised to inherit an estimated $47 trillion of the projected $124 trillion wealth transfer.We unpack what that shift means for women, and for the financial industry, financial advisors, investing strategies, and even the kinds of businesses that may thrive next. If the money is changing hands, the systems around it will have to change too… and the big question is: is the finance industry ready?This conversation covers representation in financial services, how firms market to women (or fail to), why being heard matters as much as returns, and where women may choose to invest when they finally have a bigger seat at the table.A massive wealth shift is coming, and the industry isn’t ready yet.The episode highlights how women are expected to receive a major portion of the upcoming wealth transfer, while financial advising remains male-dominated. That gap creates a real opportunity (and a real problem) for firms that don’t evolve.Representation matters, but so does how advisors communicate.It’s not only about hiring more women (though that matters a lot). It’s also about advisors of any gender learning how to engage women clients without assumptions, including who the “decision maker” is when couples walk in the door.We don’t fully know women’s investing behavior… because women haven’t always been in the room.It’s hard to draw conclusions about “how women invest” when so many women have historically been excluded from the networks and spaces where investing opportunities happen.This shift could change where money goes, from industries to asset classes.We explore how increased female control of wealth could shape investment choices (risk tolerance, industries, goals-based planning), and even spending patterns, which can influence market trends and business opportunities.This is a career and business opportunity, especially for women.As money changes hands, many people will look for new advisors and a more values-aligned “money team.” We point out that finance careers (advisors, bankers, accountants, real estate investing) may become even more in-demand, and the human element will still matter.Our LinksTony’s websiteMelissa’s websiteDrip Trickle Flow Flood T-ShirtsWe’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting.Grab yours!Rate and ReviewIf you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening!Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life.https://driptrickleflowflood.substack.com/ Disclaimer:The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with.Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal.By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.
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    24 m