Don't Freak Out About Fed Rates

In episode 196 of the AnnuityStraightTalk.com Podcast, Bryan Anderson takes on one of the most common misconceptions in retirement planning — that Federal Reserve rate cuts automatically change annuity rates. With so much noise in the media about the Fed’s latest move, many people feel rushed to act before “rates drop.”

Bryan explains why annuity rates often move ahead of Fed decisions, why they don’t follow the federal funds rate directly, and what really drives yields for MYGAs and income products. He walks through the supply-and-demand forces that impact bond markets, how fear-based sales tactics exploit Fed headlines, and why staying calm leads to better long-term decisions.

If you’ve been told to “act fast before rates fall,” this episode will help you separate fact from hype and give you a better way to watch the indicators that actually matter for your retirement plan.

Learn more or schedule a call at AnnuityStraightTalk.com