Episodios

  • Contradictions in Our Financial Behavior

    Contradictions in Our Financial Behavior
    Oct 7 2025
    Many work with therapists to improve their relationships or understand their motivations, but few of us take the time to look inward and discover why we handle our finances the way that we do. Nathan offers insights from Richard Thaler on why we are so inconsistent with how we think about money, and from Steve Buckholder on how to get out of your own way when approaching your financial goals. Also on MoneyTalk, the differences between IRAs and non-retirement accounts, and the Big Three stock indices. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/3/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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    41 m
  • Rise of the Non-Taxpayer

    Rise of the Non-Taxpayer
    Oct 7 2025
    After the tax breaks built into the One Big Beautiful Bill, it is estimated that 42% of Americans will pay zero income tax, and if you were wondering how that could be possible, you’re not alone! Donna and Nathan walk us through five different scenarios of households that would end up paying no income taxes under the current tax system. Also on MoneyTalk, the push for financial literacy in schools, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 10/2/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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    41 m
  • Getting to Know Your Workplace Retirement Plan

    Getting to Know Your Workplace Retirement Plan
    Oct 6 2025
    When you were first hired at your job, you may have been given a brief overview of your workplace retirement account that got buried in your new-hire documents, but each type of retirement account carries its own unique features and benefits that are important to understand. Nathan discusses the different types of employer sponsored plans, and how to use them to their full advantage. Also, on our MoneyTalk Moment in Financial History, Nathan and Daniel tell the story of how Standard Oil shaped American industry, and sparked the birth of modern antitrust law. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Special Guest: Daniel Sowa; Air Date: 10/1/2025; Original Air Dates: 1/4/2023 & 8/2/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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    41 m
  • Non-Spousal Inheritance Mistakes

    Non-Spousal Inheritance Mistakes
    Oct 2 2025
    Inheriting money from your spouse is a pretty straightforward process, but when money is passed down from parents or other family members, the rules get a bit more murky. Donna and Nathan discuss the process of distributing assets from a non-spousal inheritance, and the tax implications of getting it wrong. Also on MoneyTalk, Stock Trivia: Battle of the Sowas. —Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features, and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an index annuity for its features, costs, risks, and how the variables are calculated. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 9/30/2025; Original Air Date: 7/1/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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    41 m
  • Are Americans Finally Saving Enough?

    Are Americans Finally Saving Enough?
    Oct 1 2025
    The 401(k) savings rate has finally reached 15%, the level experts say is required for the average worker to retire comfortably when they reach retirement age. Donna discusses the economic factors, policy changes and product innovations that have contributed to the closing of the retirement savings gap. Also on MoneyTalk, the 8 year window for claiming social security, and what to do with your old 401(k). Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 9/29/2025; Original Air Dates: 8/26/2024, 6/23/2025 & 6/30/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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    41 m
  • Mapping Your Money: The Financial Planning Process

    Mapping Your Money: The Financial Planning Process
    Sep 30 2025
    Financial planning is about defining and prioritizing your goals and values, and developing a roadmap to help guide you through the many decisions that lie ahead. Donna and Nathan take us through the steps in the financial planning process, and discuss how working with a fiduciary can help you take the reins on your future retirement. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 9/26/2025; Original Air Date: 11/22/2022. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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    41 m
  • ETF Fact Check

    ETF Fact Check
    Sep 29 2025
    ETFs have grown in popularity over the years, with nearly half of US investors holding them in their portfolios, but many don’t understand exactly how ETFs work or what makes them different from mutual funds. Donna and Nathan discuss ETF mechanics, and debunk some common myths. Also on MoneyTalk, different types of life insurance products and who they are appropriate for, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 9/25/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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    41 m
  • The Complicated Legacy of Henry Ford

    The Complicated Legacy of Henry Ford
    Sep 26 2025
    Henry Ford is credited for his innovative use of the assembly line, his obsession with maximizing efficiency, and for introducing the five day work week, but there is a much darker layer to Ford’s legacy highlighted by abuse and neglect for the welfare of his workers. On this edition of our MoneyTalk Moment in Financial History, Nathan and Steve take us through the history of one of the Industrial Revolution’s greatest contributors, Henry Ford. Hosts: Nathan Beauvais CFP®, CIMA®, CPWA® & Steven Beauvais; Air Date: 9/24/2025; Original Air Date: 12/18/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

    See omnystudio.com/listener for privacy information.
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    41 m