Most women carry the weight of financial decisions while juggling careers, caregiving, and the pressure to simply “figure it out.”

In this conversation, Nicole sits down with nationally recognized money expert Terry Savage for a grounded, candid look at what women need to know at every stage of life. They unpack why time is one of your most powerful financial tools, the real impact of credit card debt, how early investing can change your future, and why long-term care planning matters more than most people realize.

What to expect from this episode:

• How to avoid the debt spiral that steals opportunities
• The power of starting small and starting early
• Why women’s financial paths include unique challenges
• How to protect yourself and loved ones later in life
• And so much more!

Resources:

• Find Terry’s books on Amazon here!
• “Friends Talk Money” Podcast

Connect with Nicole Romito:

• LinkedIn: Nicole Romito
• MyPrivateVista.com
• info@myprivatevista.com
• Call: 312-831-4370

Connect with Terry Savage:

• Terry Savage Website
• Terry@TerrySavage.com
• LinkedIn: Terry Savage

About Our Guest:

Terry Savage is a nationally recognized expert on personal finance, the economy, and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.

She is the author of four best-selling books on personal finance. A new edition of her best-selling book, The Savage Truth on Money is now available on Amazon.com. The first edition was named one of the top ten money books of the year by Amazon.com. Her other recent book is: The Savage Number: How Much Money do You Really Need to Retire? She is also co-author of The New Love Deal.

Terry appears frequently on national television and radio programs, commenting on the financial markets and current economic events. She is featured on WGN Radio and WGN-TV in Chicago, with a weekly personal finance segment.

How does a kid from Louisiana with a 30-inch vertical jump become a leader in finance and coaching?

Senior Advisor Delaney Orozco joins Nicole Romito for a candid, energizing conversation about the surprising ways competitive volleyball has shaped her personal and professional path.

From the sweltering heat of Southern softball fields to Virginia Tech’s Division I courts, Delaney shares how lessons in teamwork, loyalty, and grit have built the foundation for her success at Private Vista and why coaching young athletes now feels like giving back.

What to expect:

• Why volleyball taught her to trust deeply and lead better
• How coaching helped her grow as a parent, teammate, and advisor
• The surprising way she met her husband on the court
• Real talk on time management, community, and staying inspired
• And more!

Previous Episodes of Interest:

• Empowering Your Financial Future Post-Divorce with Delaney Orozco (Ep. 59)
• Action Steps After Loss with Delaney Orozco (Ep. 45)
• Why Women Belong in the Wealth Management Industry with Delaney Orozco and Stephanie Nanney (Ep. 15)

Connect with Nicole Romito:

• LinkedIn: Nicole Romito
• MyPrivateVista.com
• info@myprivatevista.com
• Call: 312-831-4370

Connect with Delaney Orozco:

• LinkedIn: Delaney Orozco CFP®

About Our Guest:

Delaney has always had a passion for coaching others. Whether that be in sports or on their financial wellbeing, she loves being someone that people can go to for advice and help through times of adversity or times of joy. Delaney began as a mathematics major at VT and had planned to teach high school calculus and coach volleyball. As a junior, she decided she might want to do something different from teaching. She knew she could always coach as a hobby, but started her search for a career where she could help people with something that always seemed like a struggle for her own family growing up: the concept of money.

Delaney began in the financial services industry in 2015 as an Associate Advisor. Over my career, she has worked on being able to find the intersection of the day-to-day processes of the financial world and the bigger picture, planning to help clients achieve their Private Vista. She also deeply enjoys developing a guide for clients to help them navigate their psychology behind finance and the numbers they see on the page.

When aging parents or loved ones need more care, families often face overwhelming choices.

How do you balance emotions with practical decisions? What resources exist to guide families through health, financial, and housing challenges?

In this episode of Dollar$ And $ense, Nicole Romito speaks with Jennifer Beach, Advanced Aging Life Care Professional™ at Advocate For Elders, LLC. She shares her experiences helping families manage transitions, from coordinating medical care to evaluating senior living communities, while highlighting the importance of advocacy and planning.

Key takeaways:

• The role of an aging life care professional in supporting families through medical, financial, and emotional transitions
• Why long-distance caregiving creates added challenges and how local advocates help bridge the gap
• The importance of having a second set of eyes and ears at medical appointments
• How to effectively evaluate senior living communities beyond the marketing pitch
• The value of accreditation, ethics, and professional background when choosing an elder care resource
• And more!

Previous Episodes of Interest:

• Aging Parents: How to Start the Conversation – Part 1 (Ep. 74)
• Aging Parents: What We Learned Caring for Our Parents – Part 2 (Ep. 75)

Connect with Nicole Romito:

• LinkedIn: Nicole Romito
• MyPrivateVista.com
• info@myprivatevista.com
• Call: 312-831-4370

Connect with Jennifer Beach:

• LinkedIn: Jennifer Beach
• Advocate for Elders

About Jennifer Beach:

Jennifer Beach has 25 years of experience working with and advocating for older adults and their families. She has a Bachelor of Arts degree in Social Work from The Ohio State University and a Master of Arts degree in Sociology from Cleveland State University. Jennifer started her career working over 15 years with older adults with developmental disabilities. After additional training she soon began Advocate For Elders.

Jennifer is a licensed, insured Social Worker and an Advanced Aging Life Care® Professional. Jennifer served as the Midwest Chapter President of the Aging Life Care Association and served 7 years on the Board of Directors. In 2018, Jennifer was honored as the recipient of the ALCA Midwest Chapter Outstanding Member of the Year Award.

Jennifer is also a monthly contributor and author for Northeast Ohio Boomer and Beyond. IN 2022, she received first place in the Senior Issues Category at the North American Mature Publishers Association for her contribution to NE Ohio Boomer and Beyond.