Most people spend years preparing for retirement, but few feel fully prepared for what happens the day the paycheck stops.

In this special roundtable episode, host Nicole Romito sits down with Private Vista advisors Greg Williams, Miles Johnson, and Julian Bell to answer the real questions clients ask as they move through accumulation and into decumulation. From how much to save, where to save, how to optimize for taxes, and how to confidently withdraw income in retirement, the team breaks down complex financial topics into real-world advice you can actually use.

What to expect during this conversation:

• How business owners can maximize qualified plan contributions to reduce taxes
• Smart savings strategies for W-2 employees (including how to leverage HSAs)
• What executives need to know about stock options, RSUs, and deferred compensation
• How to replace your paycheck with tax-efficient withdrawals in retirement
• And more!

Resources:

• Uncovering Opportunity Beyond U.S. Borders with Matt McLaughlin (Ep. 65)
• Bonds, Tariffs, and Turbulence: How to Stay Grounded in a Shaky Economy with Bill Campbell (Ep. 66)

Connect with Nicole Romito:

• LinkedIn: Nicole Romito
• MyPrivateVista.com
• info@myprivatevista.com
• Call: 312-831-4370

Connect with Our Guests:

• LinkedIn: Greg Williams, CFP®
• LinkedIn: Julian Bell, CFP®
• LinkedIn: Miles Johnson, CFP®

Some of life’s most meaningful moments aren’t about money—they’re about shared experiences.

In part two of this special series, host Nicole Romito welcomes back luxury travel expert Byrd Bergeron to explore how intentional travel can create lasting family memories that become part of your legacy.

Whether it’s grandparents bringing multiple generations together or parents planning once-in-a-lifetime trips for their children, Byrd shares insider tips for designing travel that feels personal, unforgettable, and worth every dollar.

What to expect in this episode:

• Why one-on-one grandparent trips are becoming a legacy trend
• Creative ways to engage kids in the planning process
• How to design multi-generational travel that works for everyone
• Why planning makes all the difference (and saves money)
• And more!

Connect with Nicole Romito:

• LinkedIn: Nicole Romito
• MyPrivateVista.com
• info@myprivatevista.com
• Call: 312-831-4370

Connect with Byrd Bergeron:

• Travel Byrds
• LinkedIn: Byrd Bergeron

About Our Guest:

Byrd is the CEO of a $ 13 million travel agency, revolutionizing the luxury travel space. Our innovative model redefines the role of travel agents by allowing them to focus on crafting bespoke experiences. At the same time, our specialized support staff manages the intricate details – from invoicing and dinner reservations to spa appointments and beyond.

Our commitment to curating exceptional itineraries is unwavering. Every booking undergoes a meticulous triple-check process, ensuring flawless execution and unforgettable journeys for our discerning clientele.

At the intersection of luxury and efficiency, we’re not just planning trips – we’re creating experiences that exceed expectations every single time.

Most people love to travel, but not everyone knows how to do it well.

In this vibrant, story-filled episode, host Nicole Romito is joined by luxury travel expert Byrd Bergeron to reveal the five travel mistakes people are making and how to avoid them.

Byrd, the CEO of a thriving $13 million travel agency, shares eye-opening stories (including a pink penguin poop fact you won’t forget) and tactical advice for creating trips that are not only memorable but meaningful. From why early planning beats last-minute booking, to how understanding local events can make or break your itinerary, this conversation offers a fresh perspective on intentional travel—and its connection to living a legacy.

What to expect in this episode:

• Why using a travel pro saves more than just time
• A wild rule about cruise ships in Antarctica
• What happens if you get sick overseas, and don’t speak the language
• How travel can become part of your family’s legacy story
• And more!

Connect with Nicole Romito:

• LinkedIn: Nicole Romito
• MyPrivateVista.com
• info@myprivatevista.com
• Call: 312-831-4370

Connect with Byrd Bergeron:

• Travel Byrds
• LinkedIn: Byrd Bergeron

About Our Guest:

Byrd is the CEO of a $ 13 million travel agency, revolutionizing the luxury travel space. Our innovative model redefines the role of travel agents by allowing them to focus on crafting bespoke experiences. At the same time, our specialized support staff manages the intricate details – from invoicing and dinner reservations to spa appointments and beyond.

Our commitment to curating exceptional itineraries is unwavering. Every booking undergoes a meticulous triple-check process, ensuring flawless execution and unforgettable journeys for our discerning clientele.

At the intersection of luxury and efficiency, we’re not just planning trips – we’re creating experiences that exceed expectations every single time.