Do you really need a credit score to buy a house? In this episode of the DLC Podcast (Dollars, Lifestyle, and Charity), Romans and Scruffy debate the pros and cons of credit cards—convenience, perks, pitfalls, and how one of them bought a house with zero credit score. It's a friendly showdown packed with financial insight for gamers and young adults navigating real-world money questions.

💬 Got a question for Scruffy?

Discord: https://discordapp.com/users/30354497...

Website: https://www.inspireadvisors.com/finan...

#NoCreditScore #DLCPodcast #FinancialFreedom

Sales, bundles, and backlogs—oh my.

In this episode of the DLC Podcast (Dollars, Lifestyle, and Charity), Romans and Scruffy talk about the real cost of summer game sales. From Game Pass and Steam to Prime Gaming and sneaky digital deals, they break down how to stay wise with your wallet—even when that wishlist is calling.

💬 Got a question for Scruffy?

Discord: https://discordapp.com/users/30354497...

Website: https://www.inspireadvisors.com/finan...

#SummerGameSales #DLCPodcast #SmartSpending

Feeling stuck with your finances? Not sure where to begin? In this episode of the DLC Podcast (Dollars, Lifestyle, and Charity), Romans and Scruffy get real about the fear, overwhelm, and confusion that often comes with starting your financial journey. Whether you're new to budgeting, scared to check your bank account, or just want to take your next step—this one’s for you.

💬 Got a question for Scruffy?

Discord: https://discordapp.com/users/30354497...

Website: https://www.inspireadvisors.com/finan...

#FinancialJourney #DLCPodcast #FaithAndFinance

Romans and Scruffy talk about tax planning and break down some hacks that content creators can use!

🧮 Free Budgeting Tools:

Simple Budget (9 Expenses): https://docs.google.com/spreadsheets/...

Advanced Budget (20 Expenses): https://docs.google.com/spreadsheets/...

💬 Questions for Scruffy?

Discord: https://discordapp.com/users/30354497...

Website: https://www.inspireadvisors.com/finan...

In this episode Scruffy shows off his brand new Switch 2 as he and Romans dive headfirst into the buzz surounding the Nintendo Switch 2 Launch. Scruffy and Romans break down some of the new features, spec upgrades, and what makes this different from the original Switch and takle the big question: Should you Buy it?

Have a question you want to ask? Reach out to Scruffy on discord at: https://discordapp.com/users/303544971468865546

or via his website at:

https://www.inspireadvisors.com/financial-advisor/joey-allen

Scruffy and Romans break down some credit card hacks and answer some audience questions about credit cards.

Have a question you want to ask? Reach out to Scruffy on discord at: https://discordapp.com/users/303544971468865546

or via his website at:

https://www.inspireadvisors.com/financial-advisor/joey-allen

Romans and Scruffy talk a little bit about budgeting and learning how to start tracking your expenses.

Links to budgetting google sheets:

Simple Budget (9 Expense choices) https://docs.google.com/spreadsheets/d/1ItNJ0b5Z6hX06IMT3JtqjBXByR-etEV4s0SsLioqW0Q/copy

Advanced Budget (20 Expense choices) https://docs.google.com/spreadsheets/d/1JfAa4Sx9t09mfLZpJTkGZ-ZPQRm67he55TIwwBWTiQU/copy

Have a question you want to ask? Reach out to Scruffy on discord at:

https://discordapp.com/users/303544971468865546

or via his website at:

https://www.inspireadvisors.com/financial-advisor/joey-allen