In Episode 78 of Doctor’s Wealth and Wellness, host Norm Wright calmly dissects the burning question on every physician’s mind—“Is this another dot-com bubble?”—acknowledging the striking similarities (top 10 stocks nearing 40% of the S&P 500, frothy AI hype, and stretched valuations) but emphasizing the fundamental difference: unlike 1999–2000, when the largest companies generated only 12% of total earnings on little or no profit, today’s Magnificent Seven and AI leaders produce over 30% of S&P earnings (and growing) with record profitability and real cash flow—not speculation—fueling the build-out, trading at 28–30× forward earnings instead of infinite P/Es. While concentration risk and a potential sharp pullback remain real, a catastrophic 80% crash would require profits to vanish, which current data contradicts. Wright’s clear takeaway for busy doctors: this is not a repeat of 2000, time in the market still crushes timing the market, and the immediate action is to log in this week, check your true top-10 exposure (likely higher than you realize), and rebalance if it’s keeping you up at night—offering a free risk analysis and 30-minute consult at support@skcfinancial.com for anyone worried about an “AI bubble.” Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 77 of Doctor’s Wealth and Wellness, host Norm Wright introduces deliberate cognitive-resilience training as the missing piece for physicians battling chronic fatigue and decision overload, citing a 2025 Annals of Surgery RCT showing just 10 minutes daily reduced diagnostic errors by 19%, decision fatigue by 24%, and mental fog by 31% even post-call, while a parallel JAMA Neurology study found the same drills improved complex financial decisions under exhaustion by 27%. He shares the exact three evidence-backed protocols used by his highest-performing clients: Dual N-Back training (free Brain Workshop app) to skyrocket working memory, as cardiothoracic surgeon Dr. Chen and PICU intensivist Dr. Emily did to recall guidelines instantly and halve med-check times; spaced-repetition flashcards via Anki or Quizlet for near-perfect retention of guidelines, drugs, and money rules, with hospitalist Dr. Nadia retaining 96% of 1,400 cards and oncologist Dr. Raj cutting chemo lookups 70%; and 90-second deliberate decision drills under time pressure, making oncologist Dr. James’s tumor boards feel “slow” and dermatologist-investor Dr. Lisa’s real-estate calls fatigue-proof. Wright calls cognitive training the ultimate longevity protector for earning power and patient safety, challenges listeners to pick one drill and practice daily for seven days while journaling results, and offers to personally share his medicine-and-money Anki decks via support@skcfinancial.com or a free 30-minute consult. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 76 of Doctor’s Wealth and Wellness, host Norm Wright reveals how physician side gigs—moonlighting, locums, telemedicine, expert witness, and chart review—can accelerate wealth like nothing else, with the 2025 Doximity report showing average earners adding $94K annually and the top 10% clearing $220K–$400K, while 62% of doctors now have at least one per Medscape. He shares the three unbreakable rules used by his seven- and eight-figure physician clients: choose gigs that fit your current life stage and risk tolerance (e.g., ER doc Dr. Alex switched from $28K-tail moonlighting to $180/hr fully-covered telemedicine, banking $192K while staying home with his kids); treat every dollar like a real business from day one with an LLC/S-corp, separate checking, and aggressive deductions (dermatologist Dr. Priya nets 72 cents on the dollar from her $220K Saturday telemed gig); and set a hard “Freedom Number” cap, automate every deposit, and quit cold turkey once the goal is hit (internist Dr. Mike erased $118K in loans with ten months of targeted work, then shut it off forever). Wright stresses that without these guardrails side income becomes another burnout trap instead of rocket fuel, challenges listeners to complete one action this week—build their gig/non-negotiable list, open a business account, or post their Freedom Number—and offers to personally review contracts and tax structures at no charge via support@skcfinancial.com or a free 30-minute consult. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 75 of Doctor’s Wealth and Wellness, host Norm Wright arms physicians with the tools to finally say “no” without guilt, citing a 2025 Mayo Clinic Proceedings study showing that doctors who consistently enforce boundaries slash burnout by 31%, reclaim 8–10 hours weekly, and boost life satisfaction 42%. He delivers three ready-to-use scripts: the “Positive No Sandwich” (used by hospitalist Dr. Sarah to drop from 28 to 18 shifts per month), the 24-Hour Rule plus pre-decided non-negotiables (helping oncologist Dr. Raj cut unplanned commitments 70%), and gracious delegation/deferral with a specific alternative (PICU intensivist Dr. Lisa’s go-to line), emphasizing that boundaries are the oxygen mask physicians must put on first to become better clinicians, parents, partners, and investors while curbing exhaustion-driven emotional spending. Wright challenges listeners to write their top five non-negotiables tonight, deliver one live boundary script this week, journal the outcome, and email support@skcfinancial.com or book a free consult for personalized scripting tailored to their exact situation. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 74 of Doctor’s Wealth and Wellness, host Norm Wright equips high-earning physicians with a precise, step-by-step blueprint to bypass 2025 Roth IRA income limits ($161K single/$240K married) using the classic Backdoor Roth ($7,000–$8,000 nondeductible contribution + immediate conversion, with anesthesiologist Dr. Jenna already at $100K+ tax-free) and the Mega Backdoor Roth (up to $70K–$77.5K after-tax 401(k)/403(b) contributions rolled to Roth if the plan allows, as neurosurgeon Dr. Mark did with $46K in one year). Backed by a 2025 Fidelity study showing 28–35% larger retirement portfolios and no future RMDs for consistent users, Wright emphasizes bulletproof execution—rolling old pre-tax IRAs/SEPs into employer plans first to avoid the pro-rata tax trap, documenting everything with Form 8606 and screenshots, and noting that qualified withdrawals after age 59½ and a 5-year holding period are completely tax-free. He challenges listeners to act before year-end on one of three moves (fund/convert a Backdoor, confirm Mega eligibility, or clean up pre-tax accounts) and offers to personally model their exact 2025–2026 numbers in a free 30-minute consult via support@skcfinancial.com. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 73 of Doctor’s Wealth and Wellness, host Norm Wright addresses physician burnout fueled by erratic eating amid caffeine-driven shifts, citing a 2025 JAMA Internal Medicine study linking poor nutrition to 35% of shift-fatigue and 22% higher burnout, and presents three effortless, prep-light strategies for sustained energy and cognition: batching high-protein “grab-and-go” packs like Greek yogurt with berries or turkey roll-ups, prepped in 15 minutes by pediatrician Dr. Sofia to curb 3 PM crashes with 30 g protein every four hours reducing fatigue 28% per Nutrients research; adhering to the “Golden Hour” hydration rule of 20 oz water in the first shift hour then 12 oz bi-hourly, as ER doc Dr. Mike does to slash headaches 40% and boost reaction time 12% under stress per American Journal of Physiology; and swapping one processed carb for a veggie-fat combo like avocado-egg or apple-almond butter, adopted by oncologist Dr. Nadine to stabilize glucose and cut fog with 15% lower inflammation in high-stress groups from Diabetes Care meta-analysis. Wright frames nutrition as self-prescribed preventive care for error-free charting, empathetic care, and safe commutes, challenging listeners to implement one hack daily for seven days while journaling effects, and offering progress shares or consultations at support@skcfinancial.com to align fueling habits with financial legacies. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 72 of Doctor’s Wealth and Wellness, host Norm Wright demystifies real estate investing for busy physicians seeking passive income and tax relief beyond W-2 earnings, highlighting that 40% of attendings own rentals netting $2,500–$15,000 monthly per the 2025 White Coat Investor survey, and delivers three streamlined strategies: leveraging 0–5% down physician mortgages for 1–4 unit properties, as radiologist Dr. Lee did on a $420,000 duplex with $21,000 down to pocket $900 monthly after covering the mortgage; maximizing tax savings through depreciation (deducting property value over time despite appreciation), bonus depreciation (up to 60% write-offs in year one for upgrades), and everyday deductions like repairs and insurance, enabling cardiologist Dr. Patel to slash taxes by thousands on his $600,000 fourplex while adding $1,200 monthly cash flow and saving $12,000–$18,000 annually per the Physician Tax Guide; and safeguarding assets with landlord insurance, LLC formation, and 8–10% fee professional management, like neurologist Dr. Chen’s six-unit portfolio yielding $4,200 net monthly with 92% tenant retention via Roofstock data. Wright portrays real estate as inflation-proof “mailbox money” that funds education or early retirement without extra call shifts, urging listeners to pursue pre-approval, depreciation modeling, or management quotes this week and share via support@skcfinancial.com or a free consultation. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 71 of Doctor’s Wealth and Wellness, host Norm Wright delivers a Friday wellness episode focused on combating physician burnout amid 80-hour weeks and high-stakes decisions, highlighting how mindfulness reduces perceived stress by 25% and medical errors by 10% within four weeks according to the 2025 AMA Physician Burnout Survey, and introduces three quick, shift-friendly meditation practices: the 4-7-8 Breath Reset, used by trauma surgeon Dr. Kim to cut pre-op anxiety by 30% and backed by a 22% cortisol drop in studies; Body Scan During Hand-Offs, employed by hospitalist Dr. Sam in 90-second elevator rides to boost emotional regulation 18%; and Loving-Kindness Phrases on the Go, recited by pediatric intensivist Dr. Paul to enhance empathy 20% per Harvard research. Wright stresses mindfulness as performance enhancement for sharper diagnostics, better bedside manner, and sounder financial choices, challenging listeners to adopt one tool five times daily for seven days while tracking impacts, and inviting emails to support@skcfinancial.com or free consultations to integrate these habits with wealth goals. Examples in this episode are hypothetical and not representative of a specific individual.