"Distributions, Temptations, and That Sneaky Credit Card Clock"

In this episode of No Se Habla Taxes, I’m confessing something that every solo business owner has probably thought about: giving yourself a raise the moment new money hits the bank.

But before I could celebrate my new client wins with a little extra payout, I had to pump the brakes and take a hard look at what’s actually smart for my business right now.

We’re talking about:

• 💸 Why I pay myself via distributions (not salary) as a single-member LLC
• 🧾 How that 0% interest credit card I’ve been floating is about to turn into a pumpkin
• 💰 The unglamorous magic of setting aside cash for taxes and emergencies
• 🙅🏽‍♀️ Why “just because you can” doesn’t mean “you should” — especially when it comes to paying yourself

This isn’t about being stingy. It’s about making intentional money moves as the CEO of your business—even if you’re the only one on payroll.

✨ Bonus reality check: If you’re not saving at least 25% of your net income for taxes… this one’s for you.

📥 Subscribe to No Se Habla Taxes and get more behind-the-scenes financial confessions, smart bookkeeping tips, and permission to not have it all figured out.

Until next time: watch that credit card clock, save your receipts, and pay yourself like the boss you are.

Let's connect!

LI: https://www.linkedin.com/in/armstrongmelissacpa/

Website: https://steadyhandaccounting.com/

Coaching Program Waitlist: https://steadyhandaccounting.myflodesk.com/ofgzp2o7tc