Episodios

  • How Australia is Changing: Richer, Older, Lonelier

    How Australia is Changing: Richer, Older, Lonelier
    Jan 13 2026
    In today's show we delve into the latest findings from the Hilda report, exploring the significant demographic shifts in Australia. We discuss how Australians are becoming richer yet feeling poorer due to rising costs, the impact of these economic realities on family planning, and the implications of an aging workforce and increasing lonliness. It's clear these trends aren't random. They're reshaping our economy, our housing markets, our workforce, and even our social fabric in ways many people haven't yet recognised. Our conversation highlights the importance of understanding these trends for business and investment decisions, as well as the role of data in shaping our understanding of societal changes. Takeaways · Australia is experiencing significant demographic changes, including increased wealth and loneliness. · The Hilda report provides valuable longitudinal data on household dynamics in Australia. · Rising costs of living are affecting perceptions of wealth and financial security. · Childcare and housing costs are major factors influencing family planning decisions. · Many young families feel financially constrained in their decisions about having children. · The aging population is leading to longer working lives and changing retirement norms. · Data from the Hilda report can help businesses and investors make informed decisions. · The relationship between economic trends and psychological perceptions is complex. · AI and automation will not eliminate the need for human labor in many sectors. · The housing market is being influenced by demographic shifts and changing family structures. Chapters 00:10 What the HILDA report reveals about how Australia is changing. 05:10 Why incomes rose but Australians still feel poorer. 10:05 How rising costs reshape fertility, families and childcare choices. 15:05 Time poverty, spending shifts and what Australians now pay for convenience. 19:50 Australians working later in life — and the economic forces behind it. 24:30 What longer careers and aging mean for housing, retirement and future cycles. About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results. Join Michael and Simon at Wealth Retreat 2026, where Australia's most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: http://www.wealthretreat.com.au/
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    30 m
  • Six Years Later: What Covid Did to Our Population, Jobs, and Future

    Six Years Later: What Covid Did to Our Population, Jobs, and Future
    Jan 6 2026
    In March 2020, we all wondered how COVID would change us. Would it be just a temporary shock, or would it reshape society forever? Well, six years on, the data is in – and it turns out the pandemic didn't rewrite Australia's destiny, but it did press fast-forward on changes that were already underway. In this episode of Demographics Decoded, I explore with Simon Kuestenmacher the lasting impacts of COVID-19 on Australia's demographics. We unpack how Covid accelerated demographic shifts, from fewer babies and more deaths, to the rise of the millennials and the gradual handover of economic power from boomers. We also look at what all this means for skills shortages, inflation, interest rates, and Australia's future prosperity. Takeaways · The pandemic accelerated existing demographic trends rather than creating new ones. · Young people in their formative years were significantly impacted by COVID. · Australia's population grew by nearly a million people since 2020. · Migration rates dipped to record lows during the pandemic. · There was no significant increase in birth rates during COVID. · The aging population will lead to more deaths in the coming years. · Millennials are now entering their family formation age, likely increasing birth rates. · The demand for childcare has risen despite a decrease in the number of children. · Inflationary pressures are linked to the spending habits of millennials and baby boomers. · Skills shortages are expected to persist as the workforce ages. Chapters 00:10 – How COVID Fast-Forwarded Australia's Demographic Future 03:05 – Migration Collapse, Baby Bust and the Surge Back to Normal 07:11 – Excess Deaths, Aging and the Long-Term Health Impact 10:33 – Why Australia Will Rely Even More on Migration 14:24 – How COVID Reshaped Each Generation from Kids to Boomers 21:06 – Lasting Legacies: Inflation, Skills Shortages and the New Australia About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results. Join Michael and Simon at Wealth Retreat 2026, where Australia's most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: http://www.wealthretreat.com.au/
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    31 m
  • How to Get Older Without Getting Old - Rules for Ageing Well

    How to Get Older Without Getting Old - Rules for Ageing Well
    Dec 23 2025
    What does it actually mean to age well? We all know people who seem to get older but never old – they're curious, kind, and somehow more alive with each passing decade. And then there are others who retreat, complain, and shrink their world. Today we're decoding what it really takes to age well – mentally, physically, socially, and financially. We'll look at some wisdom from Roger Rosenblatt's witty book Rules for Ageing, and add Simon's demographic lens to see what the data says about how we can actually put this into practice. Our conversation also touches on demographic trends affecting aging in Australia, highlighting the importance of community and social connections for a fulfilling life as we grow older. Takeaways · Aging well means living with vitality, not just longevity. · Demographic trends show we are living longer, necessitating a focus on quality of life. · Emotional regulation improves with age, allowing for better self-acceptance. · Letting go of what others think can lead to a more fulfilling life. · Incremental changes are more sustainable than radical reinventions. · Humor is essential for coping with life's challenges. · Pursuing virtue is important, but perfection is not necessary. · Life is inherently unfair; acceptance is key to resilience. · Curiosity keeps the mind active and engaged throughout life. · Physical activity and social connections are crucial for healthy aging. Chapters 00:00 What it really means to age well in a world where we live much longer. 04:00 Emotional freedom: stop worrying what others think and let go of perfection.08:10 Evolving gradually, keeping humour and staying kind without self-righteousness. 12:10 Accepting the past, embracing unfairness and releasing old grudges. 16:10 Key habits of healthy aging: curiosity, learning, movement and social connection. 20:50 The demographic reality: Australia's rapidly growing elderly population and how society must adapt. Join Michael and Simon at Wealth Retreat 2026, where Australia's most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: http://www.wealthretreat.com.au/ This episode was inspred by Roger Rosenblatt's book Rules for Aging About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.
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    35 m
  • 8 Boomer Habits That Drive Younger Aussies Mad – And What It Says About Our Future

    8 Boomer Habits That Drive Younger Aussies Mad – And What It Says About Our Future
    Dec 16 2025
    Today we're having a bit of fun – but there's a serious insight behind it too We're going to be talking about "8 things Boomers refuse to stop doing that drive younger generations absolutely crazy." Now you've probably seen those memes and TikToks poking fun at Boomer habits – from insisting on paying with cash to overusing ellipses in text messages. But these quirks reveal something deeper about how different generations see the world – shaped by the times they grew up in. So whether you're a proud Boomer, a frustrated Millennial, or a Gen Z rolling your eyes – stick around. You might just see yourself reflected in this conversation Takeaways · Understanding generational differences is crucial for effective communication. · Boomers' attachment to cash stems from their upbringing during financial hardships. · Younger generations prefer texting for its convenience and control over time. · The ellipsis in texts can create misunderstandings between generations. · Physical records provide a sense of security for Boomers. · Job loyalty has shifted, with younger generations valuing flexibility. · Lifestyle choices, like avocado toast, reflect deeper financial struggles. · Boomers often view younger generations' work ethic with skepticism. · Nostalgia influences Boomers' consumer behavior, leading to hoarding. · Generational habits evolve but are rooted in historical contexts. Chapters 00:10 Why boomer habits formed and why younger generations react to them. 05:20 Cash, checks, phone calls and the generational communication divide. 10:40 Texting styles, ellipses, emojis and digital misunderstandings. 16:00 Physical media, paper records and shifting consumer preferences. 21:10 Work ethic, loyalty, job-hopping and changing economic realities. 26:30 What generational habits reveal about values, identity and ageing. About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results. Join Michael and Simon at Wealth Retreat 2026, where Australia's most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: http://www.wealthretreat.com.au/ Here is the original article we based this podcast on. https://vegoutmag.com/lifestyle/gen-8-things-boomers-refuse-to-stop-doing-that-drive-younger-generations-absolutely-crazy/
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    30 m
  • Is the Albanese Government About to Rob the Elderly in the Name of 'Fairness'

    Is the Albanese Government About to Rob the Elderly in the Name of 'Fairness'
    Dec 9 2025
    Imagine being told that after a lifetime of working hard, paying taxes, saving diligently, and raising a family, you've somehow become part of Australia's problem. That your success – owning a home, saving in superannuation, or simply living longer – is now evidence of "intergenerational unfairness." That's the message emerging from the Albanese government's latest policy buzzword – the so-called "intergenerational lens." But is this really about fairness… or about finding new ways to tax those who've worked, saved, and contributed for decades? In this episode of Demographics Decoded, leading demographer Simon Kuestenmacher and I unpack what "intergenerational equity" actually means — and whether this new policy approach is based on sound data or simply political theatre. If you care about Australia's economic future, housing affordability, and intergenerational trust, this episode is essential listening. Takeaways · Intergenerational equity is a complex issue that requires careful measurement. · Older Australians may not necessarily be better off than younger generations. · Housing market dynamics significantly impact intergenerational wealth. · Government policies can inadvertently favor property owners over first home buyers. · Superannuation was designed to reduce reliance on the pension system. · Generational envy can lead to political distractions and ineffective policies. · Real fairness comes from growing the economy, not shifting wealth between generations. · Younger generations need to feel positive about their economic prospects. · Taxing mining wealth could provide a solution for funding intergenerational fairness. · Cooperation between generations is essential for Australia's prosperity. Chapters 00:10 – What "Intergenerational Fairness" Really Means 03:11 – How Governments Measure Equity Across Age Groups 06:19 – Income, Wealth and Why Generational Comparisons Mislead 10:32 – Housing Affordability, Envy Narratives and Asset Gaps 15:13 – First-Home Buyer Policies, Superannuation and Tax Debates 21:47 – Real Solutions: Productivity, Migration and Avoiding Generational Conflict About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results. Join Michael and Simon at Wealth Retreat 2026, where Australia's most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: http://www.wealthretreat.com.au/
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    38 m
  • The Retirement Wealth Divide: Winners and Losers in Old Age

    The Retirement Wealth Divide: Winners and Losers in Old Age
    Nov 25 2025
    In this episode of Demographics Decoded, Simon Kuestenmacher and Michael Yardney discuss the changing landscape of retirement in Australia, focusing on the widening wealth gap between homeowners and renters. For generations, Australians assumed they'd retire in their own home. It was the cornerstone of our national dream. But new evidence from the HILDA survey shows that the dream is slipping away — and with it, the safety net for a secure retirement. Today, two in three retirees who rent privately are living in poverty. And the wealth gap between homeowners and renters in retirement is only widening. Takeaways · Two in three retirees who rent privately are living in poverty. · The wealth gap between homeowners and renters is widening. · Homeownership is crucial for avoiding poverty in old age. · Superannuation alone is not enough for a secure retirement. · Government policies need to adapt to the changing demographics. · Intergenerational wealth transfer plays a significant role in homeownership. · Rent assistance is insufficient to cover rising housing costs. · The current housing market is increasingly unaffordable for younger generations. · Innovative ownership models could help address housing issues. · The government must increase social and affordable housing stock. Chapters 01:47 - What the HILDA Survey Reveals About Retirement Inequality 04:33 - Why Owning a Home Is the Best Insurance Against Poverty 07:24 - How Migration and Intergenerational Wealth Shape Housing Gaps 10:42 - The Future of Homeownership and Government Policy Failures 15:37 - The Bank of Mum and Dad: Early Inheritance and the New Divide About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.
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    29 m
  • The Everyday Things About to Disappear From Our Lives in the Next Few Decades

    The Everyday Things About to Disappear From Our Lives in the Next Few Decades
    Nov 18 2025
    Picture this: you take your kids to a museum in 2045, and instead of dinosaurs and ancient artefacts, they're staring at remote controls, plastic packaging, and wheelchairs. They ask, 'Did you really use these every day?' In this episode Simon Kuestenmacher and Michael Yardney explore the technologies, jobs, and habits that will vanish from our lives - sooner than you might think. We delve into the implications of these changes on daily life, the economy, and the environment, providing insights into what the future may hold for generations to come. Takeaways · In 20 years, people may question our reliance on cars. · The traditional 9-to-5 workweek is likely to disappear. · Family structures will become smaller and more diverse. · Aged care will need to adapt to an aging population. · Self-driving cars will become the norm, reducing the need for ownership. · Retail will shift towards online and automated services. · Healthcare will leverage technology for better diagnostics and care. · Education systems will need to adapt to new learning methods. · Political structures may evolve towards more algorithmic governance. · The internet will require users to be more media savvy. Chapters 01:44 - The Everyday Items Vanishing from Modern Life 04:25 - How Technology Quietly Replaces Old Habits 07:33 - The Disappearing Professions and What Comes Next 12:06 - Cash, Keys and the End of Tangible Convenience 17:58 - What Future Generations Will Never Experience About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results. Our discussion today was inspired by this blog by Steve Samartino https://stevesammartino.substack.com/p/whats-in-the-museum-of-the-future
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    49 m
  • The Four-Day Workweek - Gen X's Dirty Little Fantasy?

    The Four-Day Workweek - Gen X's Dirty Little Fantasy?
    Nov 11 2025
    What if we could all work just four days a week with no pay cut and still get the same results? It sounds like a fantasy, but carefully monitored trials across the globe show that it's not only possible, but in many cases, productivity actually goes up. Stress levels fall, staff turnover drops, and companies become more efficient. But is this a workplace revolution Australia can afford? Or just wishful thinking? In this episode, Simon Kuestenmacher and Michael Yardney explore the concept of a four-day work week, discussing its feasibility, benefits, and challenges in the Australian context. We delve into international data supporting the model, the innovative 180-100 approach, and the implications for various industries. The conversation highlights the potential for improved productivity and employee well-being, while also addressing the scepticism surrounding its implementation in certain sectors. Takeaways · The four-day work week can lead to increased productivity and reduced stress levels. · International trials have shown overwhelmingly positive results for the four-day work week. · The 180-100 model offers a framework for balancing pay and productivity. · Certain industries may struggle to implement a four-day work week due to operational challenges. · The four-day work week can serve as a powerful retention tool for employers. · Leadership buy-in is crucial for the success of a four-day work week trial. · The model encourages businesses to optimize workflows and reduce waste. · Employee well-being is enhanced with a shorter work week, leading to fewer sick days. · The four-day work week may not be suitable for all job types, particularly in retail and healthcare. · The future of work may see more companies adopting flexible work arrangements. Chapters 02:02 - Why the Four-Day Workweek Is Gaining Momentum 04:35 - Productivity Myths and the Science of Rest 07:18 - How Shorter Weeks Could Reshape Family and Leisure Time 11:03 - Generational Shifts: What Younger Workers Really Want 15:42 - Can Australia Afford a Four-Day Future? About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.
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    23 m
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