Student loan payments are back, and millions of borrowers have no idea they're already delinquent. In this episode, Brian Vaughan breaks down what’s happening with student loans, how it could tank your credit score without warning, and what to do before applying for a mortgage. Plus, we dive into what’s coming this summer with medical debt reform and a wild loan story involving a surprise job switch that actually saved a deal.

Key takeaways to listen for

• Student loan chaos: Why millions of Americans are unknowingly delinquent
• Steps to take if your student loans have damaged your mortgage eligibility
• Why pulling your credit report annually should be your new self-care ritual
• A game-changing credit policy shift that could open doors for buyers
• Reasons job changes mid-mortgage can derail deals and how to time them right

Resources mentioned in this episode

• Free Credit Report
• Annual Credit Report.com
• Credit Karma
• CreditWise | Free Credit Score, Credit Report & Monitoring

About Brian Vaughan
Brian is a loan officer and co-manager of Fairway Mortgage in Burlington. In addition to lending people money to buy homes, he takes his black tea with milk, quotes Shakespeare less than he would prefer, and is somewhat of a soccer fanatic. Brian lives in Georgia, VT, with his wife, four kids, and Goldendoodle, Dame Judi Dench.

Connect with Brian

• Website: Brian Vaughan, Burlington, VT - NMLS# 2046057
• Instagram: @brianvaughanmortgages
• LinkedIn: Brian Vaughan
• Email: brian.vaughan@fairwaymc.com
• Phone Number: 802-489-7186

Connect with Leigh
Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.

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