Debt Anxiety at 2 A.M.: A Holiday Reset When You Feel Behind

It’s Christmas Day… and if you’re lying awake at 2 a.m. staring at the ceiling thinking, “What am I going to do about my debt?” — this episode is for you.

Steve Rhode and Damon Day talk straight about the quiet moment nobody posts on social media: the holiday pressure, the shame spiral, the fear that you’re the only one struggling, and that awful feeling like everyone else is cheerful while you’re drowning in credit card payments.

No tough homework today. No “perfect budget” fantasy. Just permission to take the day off, breathe, and remember: debt is a problem with solutions — not a life sentence.

And when you’re ready (hello, January), we’ll help you shift from surviving to solving with a real strategy for getting out of debt.

More help and resources: https://getoutofdebt.org

Talk with Damon: https://damonday.com