Welcome to "Fraud Frontlines," a special limited series within the DataTalk™ podcast, hosted by Kathleen Peters and dedicated to exploring the latest trends and strategies in fraud prevention.

This episode features Filip Verley, Chief Innovation Officer at Liminal, who brings a wealth of experience from his roles at Google and Airbnb, as well as a background in criminology.

Kathleen and Filip delve into the evolution of fraud, particularly how innovation and generative AI have transformed the landscape. Filip emphasizes the critical role of identity verification as a foundation of trust, especially on platforms like Airbnb, where trust is paramount. They also explore the concept of age assurance in the digital age, highlighting the importance of privacy-preserving solutions to protect users while complying with regulatory requirements.

Filip shares insights from his current role at Liminal, where he focuses on regulatory compliance, trust and safety, risk management, and cybersecurity. He underscores the importance of a holistic approach to fraud prevention, advocating for convergence across fraud and identity teams to effectively combat sophisticated fraud tactics.

Filip is the Chief Innovation Officer at Liminal, where he leads new initiatives to help organizations address challenges in identity verification and risk management. With a background in Criminology, he brings a unique perspective to the connection between technology, identity, and security. He began his career in Risk & Fraud before moving into Product Management, working at companies like Google and Airbnb. At Google, he helped launch the Age Assurance program, reaching billions of users around the world. At Airbnb, he led the rollout of identity checks for all guests and hosts in the US, improving trust and safety across the platform. Filip's experience in age verification and identity solutions has helped bridge the gap between the physical and digital worlds. He holds Bachelor's and Master's degrees in Criminology from Florida Atlantic University and Florida State University. Originally from Belgium, Filip now lives in the US with his growing family. He enjoys action movies and sports in his free time.

Welcome to "Fraud Frontlines," a special limited series within the DataTalk™ podcast, hosted by Kathleen Peters and dedicated to exploring the latest trends and strategies in fraud prevention.

In this episode, Kathleen Peters, Chief Innovation Officer of Experian Identity and Fraud, sits down with Dr. Nicola Harding, a criminologist, and founder of The Financial Crime Lab. Dr. Harding shares her unique insights into the human behaviors behind fraud, emphasizing the importance of understanding the lived experiences of both victims and perpetrators.

Dr. Harding discusses her journey into criminology, driven by a curiosity about why people make these choices. She highlights the need to ask "how" fraudsters operate to better prevent financial crime. Her approach combines human insight with technology, advocating for a balance that leverages both to combat fraud effectively.

The conversation also delves into the power of storytelling in fraud prevention, the role of restorative justice, and the mission of The Financial Crime Lab to turn research into actionable insights. Dr. Harding emphasizes designing fraud prevention strategies for moments of vulnerability, not just ideal scenarios.

Dr. Nicola Harding is a criminologist specializing in financial crime and fraud prevention. Her work focuses on understanding the human behaviors behind scams and designing systems that reduce harm, not just loss. Nicola was CEO of We Fight Fraud, working with banks, law enforcement and regulators at the frontline of fraud prevention. She is now the founder of The Financial Crime Lab, a not-for-profit that brings together research, lived experience and industry insight to turn evidence into action. Her mission is simple: to reduce the harm caused by financial crime, especially for those most vulnerable to exploitation.

Welcome to "Fraud Frontlines," a special limited series within the DataTalk™ podcast, hosted by Kathleen Peters and dedicated to exploring the latest trends and strategies in fraud prevention.

In this episode, Kathleen Peters is joined by Bhawna Singh, Chief Technology Officer, Customer Identity at Okta, to discuss the transformative impact of agentic AI on identity, security, and fraud landscapes. Bhawna shares her insights on how agentic AI, with its autonomous decision-making capabilities, is reshaping identity verification and fraud prevention. She emphasizes the need for robust identity controls and the challenges of managing AI agents, highlighting the importance of discoverability and lifecycle management to prevent rogue activities. The conversation also touches on the changing nature of fraud and security attacks, where traditional measures must adapt to new dynamics.

Bhawna Singh is a senior technology executive with 25+ years of experience in successfully transforming products and scaling technology for a global user base. In her career as an executive leader, board member, and investor, Bhawna has worked across multiple high-growth companies to grow & scale platforms from 0 to 100+ million monthly users, led global expansion of products, navigated through complex acquisitions and spearheaded innovation to drive user growth and engagement, delivering multi million dollar revenue growth. Currently as CTO at Okta, Bhawna leads tech strategy and vision for its Customer Identity product serving billions of logins per month. Before Okta, Bhawna was the CTO at Glassdoor, a worldwide leader on insights about jobs and companies built on the foundation of increasing workplace transparency. Prior to Glassdoor, Bhawna held positions at Ask.com (an IAC company), Sybase (now SAP), and AT&T along with several consulting roles. Bhawna sits on the Advisory board of early stage startups and VC groups. Bhawna's deep expertise in the area of high-growth, enterprise SaaS, AI & cybersecurity is frequently published in the press and podcasts.

Kathleen Peters leads innovation and strategy for Experian's Fraud and Identity business in North America, continuously exploring new ways to solve market challenges in identity, risk, and fraud detection. She and her team define business strategies and investment priorities while incubating new products, analyzing industry trends and leveraging the latest technologies to bring ideas to life. Kathleen joined Experian in 2013 to lead business development and global product management for Experian's newest fraud products. She later served as the Head of the North America Fraud & Identity business, until being named Chief Innovation Officer for Decision Analytics in 2020. Kathleen has twice been named a "Top 100 Influencer in Identity" by One World Identity (now Liminal), an exclusive list that annually recognizes influencers and leaders from across the globe, showcasing a who's who of people to know in the identity space. For nearly two decades, she has lived in the heart of Silicon Valley in California, working for a variety of companies including early-stage technology startups. Living in this epicenter of fast-paced innovation, leading-edge technology and disruption influences Kathleen's own approach to strategy and business thinking at Experian. Kathleen is regularly quoted in prominent media outlets. A sought-after speaker and thought leader, Kathleen frequently shares her insights on innovation, AI and fraud prevention at industry conferences and events.