Credit Scores Made Simple: Utilization, On-Time Payments, Secured Cards, and Myths to Ignore

Your credit score is your financial reputation. In your 20s, every decision counts. Michelle explains how credit actually works and gives you a clear playbook to build trust with lenders: pay on time, keep utilization low, be intentional with new accounts, and start with a secured card if you are new to credit. We also bust common myths so you stop leaving money on the table with high rates and deposits.

What you’ll learn:
• What affects your score most and how to improve it fast
• The utilization rule of thumb and how to stay under it
• How to use a starter or secured card the smart way
• Credit myths to ignore so you do not sabotage your progress

Want step-by-step guidance to build great credit with confidence? Finance 101 drops on October 20th. Join the waitlist for 20% Off Now https://womeninwealth.myflodesk.com/waitlist-finance101

Connect with Michelle: https://www.instagram.com/women_in_wealth
Learn more about Women In Wealth: https://womeninwealth.co/