Marine veteran, Millionaires Club recipient, and Credit Repair Expo 2026 speaker Joshua Rico joins Daniel Rosen and Keenan Jones to share how he went from a 500 credit score to a million-dollar credit repair business.

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While deployed in Iraq, a family member stole $6,000 from Joshua's bank account and tanked his credit. He came home to denials on apartments, denials on cars, and an 18.74% APR on the one vehicle he could get. After cycling through MLMs, phone flipping, barbering, and other ventures, the pandemic forced him to ask what he could actually build online. He found Credit Repair Cloud, finished the masterclass in two weeks, and landed 50 clients in his first month.

Joshua breaks down every layer of his business: the $99/month recurring model, the organic marketing system built on video testimonials, and the disputing tactics his team uses daily. He explains why he stopped sending letters two years ago, how he uses upload portals, CFPB complaints, and social media disputes instead, and walks through his process for cleaning up personal information on credit reports. He also shares a late payment removal script, his approach to hard inquiries, and the pledge loan strategy he recommends for credit building.

Tune in!

P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/

Key Takeaways:

00:00 Intro
01:28 From Deployed Marine to Million Dollar CEO
03:44 How Family Identity Theft Started It All
09:00 The Zero-Ad Script That Built a Million Dollar Following
12:16 How He Landed 50 Clients in His First Month
17:06 The Daily Routine That Took Him From Broke to Millionaire
19:10 The Hands-Off Business Model That Earns While He Sleeps
23:46 Why Mindset Is the Real Foundation of Every Success
31:00 The $300K Mistake That Almost Ended Everything
39:12 The Marketing System Behind His Million Dollar Business
44:26 Exactly How to Get Your First Client in 30 Days
53:26 The Advanced Dispute Strategies Nobody Talks About
01:16:00 One Piece of Advice That Changes Everything

Additional Resources:

• Joshua Rico on YouTube
• Follow Joshua Rico on TikTok & Instagram
• Get a free trial to Credit Repair Cloud
• Get my free credit repair training
• 5 Possible Reasons and How to Fix Them

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Daniel Rosen reveals the simple four-step system that Credit Repair Millionaires have used to get their first 100 clients in 90 days using nothing but Facebook groups.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

Most credit repair business owners hit the same wall early on. They've got the skills, they've got the software, they're ready to start changing lives — but they have no idea where their first client is coming from. They post on their personal page. Crickets. They tell a few friends. Nothing. Then they drop a link in a Facebook group and get kicked out.

This episode lays out the exact playbook for showing up in Facebook groups the right way. Daniel walks through where to find the groups your ideal clients are already in — first-time home buyers, debt consolidation communities, financial freedom groups — and how to build trust before you ever ask for the sale. He also shares what Stephen Gomez and Lakia Allen did differently: they posted daily value, sparked real conversations, moved those conversations into DMs, and then sent people to their self-service signup page in Credit Repair Cloud. No sales calls. No pressure. Just a repeatable system that works.

Tune in!

P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/

Key Takeaways

00:00 Intro

01:26 Why Most People Fail to Get Their First Client

03:34 Why Facebook Groups Are a Gold Mine for Credit Repair

04:44 How to Find Groups Full of Ready-to-Buy Clients

06:16 The $0 Strategy That Built Six-Figure Credit Businesses

09:48 The Exact DM Script That Closes Clients Without a Sales Call

11:22 The Mistakes That Will Get You Banned Instantly

12:14 My Final Point

13:50 Outro

Additional Resources:

• Get a free trial to Credit Repair Cloud
• Get my free credit repair training
• How to Automate Your Credit Repair Business

Make sure to subscribe so you stay up to date with our latest episodes.

Learn how to generate free leads for your credit repair business using organic marketing, AI automations, and a Facebook profile funnel — no paid ads required.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/

Millie Marie built multiple six-figure businesses after starting in credit repair — and it wasn't until she stopped relying on social media posts alone and built a real backend system that her revenue became predictable. When her Facebook page got hacked and her business tanked overnight, she had no email list to fall back on. So she built one. And then she built them for hundreds of others.

In this episode, she walks through her 3-step Social Media Lead Domination framework: optimize your Facebook profile like a landing page, connect a lead magnet funnel, and drive free traffic through content, community engagement, and organic outreach. She also gets into how AI has changed the game for introverts who hate being on camera — and why storytelling, not selling, is what actually converts.

Tune in!

P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/

Key Takeaways:

00:00 Intro

00:48 Why Most Credit Repair Entrepreneurs Have a Systems Problem

02:58 How Millie Got Started in Credit Repair

05:00 The Moment Funnels Changed Everything

09:00 Why Your Facebook Page Getting Hacked Can Tank Your Business

10:10 The CRC Marketing Hub: The Tool Most People Aren't Using

15:22 The 3-Step Facebook Profile Funnel Framework

01:00:06 Why Storytelling Converts Better Than Selling

01:13:32 Final Thoughts

Additional Resources:

• Millie Marie on Instagram
• Millie Marie’s Website
• Get a free trial to Credit Repair Cloud
• Get my free credit repair training

Make sure to subscribe so you stay up to date with our latest episodes.