Your Profit and Loss Statement (P&L) isn’t just another report—it’s the financial roadmap to your business success. If you’re not looking at it every month, you’re missing key insights that could help you increase profit, cut unnecessary expenses, and make better decisions.

In this episode, we’re breaking down:

✅ What a Profit and Loss statement is and why it matters

✅ How to analyze your revenue, expenses, and net profit

✅ The red flags to watch for in your P&L

✅ How to use your P&L to improve pricing and spending habits

✅ The simple habit that will make tracking your business finances way easier

If you want to take control of your business finances, start by understanding your P&L statement—this episode will show you exactly how.

🎧 Hit play now and learn how to use your P&L to build a stronger, more profitable business!

Website: https://www.firestormfinance.com/

Instagram: https://www.instagram.com/firestormfinance/

Threads: https://www.threads.net/@firestormfinance?hl=en

LinkedIn: https://www.linkedin.com/in/samantha-e-8796b6176/

Newsletter: https://firestormfinance.myflodesk.com/podcastnewsletter

📢 Love this episode? Share it with a friend and leave a review to help more business owners get smart about their finances.

Have a suggestion for something or someone you'd like to see on this podcast? Fill out this form here.

Not all payment apps are created equal—especially when it comes to running a business. PayPal, Venmo, Zelle, and Cash App might be easy, but are they actually good for your business?

In this episode, we’re covering:

✅ The best and worst payment apps for entrepreneurs

✅ Why Venmo and PayPal can create IRS red flags

✅ Hidden fees, chargebacks, and tracking nightmares you need to know about

✅ How to avoid bookkeeping chaos when using payment apps

✅ The best payment processors that actually protect your business

If you’re using PayPal, Venmo, or Zelle to get paid, you need to hear this first. Don’t let payment mistakes cost you money (or cause a tax mess).

🎧 Hit play now to learn how to get paid without the headaches!

Website: https://www.firestormfinance.com/

Instagram: https://www.instagram.com/firestormfinance/

Threads: https://www.threads.net/@firestormfinance?hl=en

LinkedIn: https://www.linkedin.com/in/samantha-e-8796b6176/

Newsletter: https://firestormfinance.myflodesk.com/podcastnewsletter

📢 Love this episode? Share it with a friend and leave a review to help more business owners get smart about their finances.

Have a suggestion for something or someone you'd like to see on this podcast? Fill out this form here.

Social media can feel like a never-ending chore—but what if it could actually be fun? Today, I’m joined by Jayci from Happy Girl Marketing Co, who helps business owners create stress-free, engaging online presences.

We’re diving into:

✅ Why so many business owners dread posting on social media (and how to change that)

✅ How to make selling on social media feel natural and authentic

✅ The biggest mistakes entrepreneurs make when marketing online

✅ How to engage with your audience without feeling overwhelmed

✅ When and how to outsource social media without losing your voice

If social media feels exhausting or stressful, this episode is for you. Learn how to build a social media presence that works for your business—without burning out.

🎧 Hit play now and start creating content that actually feels good!

Connect with Samantha:

Website: https://www.firestormfinance.com/

Instagram: https://www.instagram.com/firestormfinance/

Threads: https://www.threads.net/@firestormfinance?hl=en

LinkedIn: https://www.linkedin.com/in/samantha-e-8796b6176/

Newsletter: https://firestormfinance.myflodesk.com/podcastnewsletter

Connect with Jayci:

Website: https://www.happygirlmarketingco.com/

Instagram: https://www.instagram.com/happygirlmarketingco/

Threads: https://www.threads.net/@happygirlmarketingco

LinkedIn: https://www.linkedin.com/in/jayci-trujillo-mba-9a30201b8/

TikTok: https://www.tiktok.com/@jayyccii_

Social Strategy Checklist Freebie: https://happygirlmarketingco.myflodesk.com/strategyfreebie

📢 Love this episode? Share it with a friend and leave a review to help more business owners get smart about their finances.

Have a suggestion for something or someone you'd like to see on this podcast? Fill out this form here.

Money doesn’t manage itself—you do. And if you’re not intentional, it’s going to disappear faster than you think. But here’s the thing: being intentional with money isn’t about restriction—it’s about freedom.

In this episode, we’re talking about how to take control of your finances without feeling boxed in. You’ll learn:

✅ The difference between reactive and intentional money management

✅ Why every dollar in your business needs a job (and how to allocate revenue wisely)

✅ How budgeting can actually create more financial freedom, not less

✅ Simple systems to track spending and plan ahead without stress

✅ How to build a financial roadmap that supports your goals

If you want to grow your business and still pay yourself well, you have to be intentional with your money. Hit play now to learn how!

Resources & Links

Website: https://www.firestormfinance.com/

Instagram: https://www.instagram.com/firestormfinance/

Threads: https://www.threads.net/@firestormfinance?hl=en

LinkedIn: https://www.linkedin.com/in/samantha-e-8796b6176/

Newsletter: https://firestormfinance.myflodesk.com/podcastnewsletter

1099 Decision Tree: https://www.canva.com/design/DAGdgjX_nR0/ymLV35UTG6TJfDrHQyTZgw/view?utm_content=DAGdgjX_nR0&utm_campaign=designshare&utm_medium=link2&utm_source=uniquelinks&utlId=hf2b858c341

📢 Love this episode? Share it with a friend and leave a review to help more business owners get smart about their finances.

Have a suggestion for something or someone you'd like to see on this podcast? Fill out this form here.

1099s don’t have to be a tax season nightmare—but only if you know who actually needs one and how to file them correctly. The last thing you want is to miss a deadline, overpay taxes, or accidentally trigger an audit.

In this episode, we’re breaking down:

✔️ Who really needs a 1099 (and who doesn’t)

✔️ The difference between a 1099-NEC and a 1099-MISC

✔️ Common mistakes that lead to IRS penalties

✔️ What payment methods do and don’t require a 1099

✔️ How to stay organized so you’re not scrambling in January

To make things even easier, I’m giving you a free 1099 decision tree—no strings attached! This tool will help you confidently determine who needs a 1099 every tax season.

🎧 Hit play now and get ahead of your 1099 filings before tax time sneaks up on you!

Resources & Links

Website: https://www.firestormfinance.com/

Instagram: https://www.instagram.com/firestormfinance/

Threads: https://www.threads.net/@firestormfinance?hl=en

LinkedIn: https://www.linkedin.com/in/samantha-e-8796b6176/

Newsletter: https://firestormfinance.myflodesk.com/podcastnewsletter

1099 Decision Tree: https://www.canva.com/design/DAGdgjX_nR0/ymLV35UTG6TJfDrHQyTZgw/view?utm_content=DAGdgjX_nR0&utm_campaign=designshare&utm_medium=link2&utm_source=uniquelinks&utlId=hf2b858c341

📢 Love this episode? Share it with a friend and leave a review to help more business owners get smart about their finances.

Have a suggestion for something or someone you'd like to see on this podcast? Fill out this form here.

Speaking isn’t just for keynote speakers—it’s a powerful marketing tool for business owners looking to grow their brand, attract clients, and establish authority. But how do you land the right opportunities and make them profitable?

In this episode of Creative Minds Smart Money, I sit down with Jenn Zellers, founder of The Visibility Ecosystem, to dive into how to leverage speaking gigs—without feeling salesy or overwhelmed.

You’ll learn:

✅ How to identify the best speaking opportunities for your goals

✅ The biggest red flags that signal an event isn’t worth your time

✅ How to pitch yourself as a speaker (even if you're new)

✅ The Sleaze-Free Sales Framework for turning speaking into clients & cash

✅ How one speaking gig can lead to multiple future opportunities

Speaking isn’t just about getting on stage—it’s about building a sustainable visibility system that works for your business. Tune in now to learn how to use speaking as a marketing strategy that actually pays off.



🎧 Hit play now and start getting booked with confidence!

Connect with Samantha:

Website: https://www.firestormfinance.com/

Instagram: https://www.instagram.com/firestormfinance/

Threads: https://www.threads.net/@firestormfinance?hl=en

LinkedIn: https://www.linkedin.com/in/samantha-e-8796b6176/

Newsletter: https://firestormfinance.myflodesk.com/podcastnewsletter

Connect with Jenn:

Website: https://visibilityecosystem.com/

Instagram: https://www.instagram.com/visibilityecosystem/

Threads: https://www.threads.net/@visibilityecosystem

LinkedIn: https://linkedin.com/in/jenn-zellers/

Interview Questions Generator Freebie: https://visibilityecosystem.com/questionsgenerator/

No-Fuss Podcast Tour: https://firestormfinance--virtualsummitsearch.thrivecart.com/no-fuss-podcast-tour/

📢 Love this episode? Share it with a friend and leave a review to help more business owners get smart about their finances.

Have a suggestion for something or someone you'd like to see on this podcast? Fill out this form here.

Are Your Business Investments Helping You Grow—or Holding You Back?

Not every investment in your business is a winner, and if you've ever spent money on something that wasn’t worth it, you’re not alone. In this episode of Creative Minds Smart Money, we’re talking about how to reflect on past investments, avoid emotional spending, and make more strategic financial decisions that align with your business goals.

I’ll walk you through:

✔️ How to evaluate past investments and identify what was truly valuable

✔️ The three categories every investment should be placed in: Worth it, Neutral, or Regret

✔️ Why emotional spending is one of the biggest money mistakes entrepreneurs make

✔️ A simple framework for making smarter, more intentional investments moving forward

✔️ How to create an investment wish list and sit with purchases before committing

Whether you're running a small business or scaling to six figures, every dollar you invest should bring peace, not regret. Let’s make sure your financial decisions are setting you up for success!

🎧 Click play now and start making smarter money moves in your business!

Website: https://www.firestormfinance.com/

Instagram: https://www.instagram.com/firestormfinance/

Threads: https://www.threads.net/@firestormfinance?hl=en

LinkedIn: https://www.linkedin.com/in/samantha-e-8796b6176/

Newsletter: https://firestormfinance.myflodesk.com/podcastnewsletter

📢 Love this episode? Share it with a friend and leave a review to help more business owners get smart about their finances.

Have a suggestion for something or someone you'd like to see on this podcast? Fill out this form here.

Bartering can be a smart way to get the services you need when cash flow is tight—but is it always the right move? In this episode of Creative Minds Smart Money, we’re breaking down the pros and cons of bartering and how to ensure it works in your favor.

You’ll learn:

✅ When bartering makes sense and when it doesn’t

✅ How to avoid unequal value exchanges

✅ The biggest mistakes entrepreneurs make with bartering

✅ Why tracking bartered services matters for taxes

✅ Creative alternatives to bartering when money is tight

Bartering isn’t a long-term solution—it’s a tool to be used wisely. Tune in to discover how to trade strategically, set clear boundaries, and protect your business’s financial health.

🎧 Hit play now and get the insights you need to make bartering work for you!

Website: https://www.firestormfinance.com/

Instagram: https://www.instagram.com/firestormfinance/

Threads: https://www.threads.net/@firestormfinance?hl=en

LinkedIn: https://www.linkedin.com/in/samantha-e-8796b6176/

Newsletter: https://firestormfinance.myflodesk.com/podcastnewsletter

📢 Love this episode? Share it with a friend and leave a review to help more business owners get smart about their finances.

Have a suggestion for something or someone you'd like to see on this podcast? Fill out this form here.