What shapes the way you think about money…before you even earn your first dollar?

In this powerful conversation, I sit down with Certified Money Coach, Megan Christie, to unpack the stories, experiences, and defining moments that have shaped her mission to help women feel confident, capable, and prepared for life, using money as the catalyst.

From growing up surrounded by generational money struggles to witnessing firsthand the impact financial dependence can have on a woman’s ability to make choices, Megan shares the moments that lit a fire in her, fuelling a lifelong commitment to ensuring women are never left feeling stuck, powerless, or without options.

But this conversation goes far beyond budgets and bank accounts.

We explore the quiet courage it takes to trust yourself, the resilience built through life’s unexpected changes, and the powerful connection between self-belief and financial independence.

Megan shares how her early experiences, from constantly starting over in new environments to navigating deeply ingrained family money patterns, have shaped the way she shows up today.

This episode is a powerful reminder that money isn’t just practical, it’s emotional, generational, and deeply tied to our sense of safety, choice, and identity.

If you’ve ever wondered whether you’re truly ready for whatever life might throw your way, or what it would take to feel that way, this conversation will shift how you think about money, and your role in it.

Key takeaways:

o The hidden money patterns you may have inherited…and how they could still be impacting your decisions today.

o Why financial independence isn’t just about having more money.

o The moment that shaped Megan’s mission, and why it might hit closer to home than you expect

o What being “financially ready” really means… and the uncomfortable truth too many women avoid.

o How life experiences that seem unrelated to money are shaping your financial confidence every day.

o The subtle link between self-trust and money, and how one directly impacts the other.

o Why simplifying money might be the smartest move you make… and what becomes possible when you do.

Find out more about Megan:

As a Certified Money Coach (CMC)®, financial educator, advocate and founder, Megans favourite thing is to help people "do money better". To feel confident and capable to make, manage, and grow money for better outcomes for all.

LinkedIn: Megan Christie

Instagram: @meganchristie_moneycoaching

COURAGEOUS ME – THE BOOK

Grab your copy of Courageous Me – The courage to turn someday into today.

Where to find me:

Website: Kim Payne

LinkedIn: Kim Payne

Instagram: @iamkimpayne

Facebook: KimPayneBiz

COURAGEOUS SHIFT

Want to make the impact you know is possible without having everything figured out?

Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.

CALL TO ACTION

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In this episode, I unpack a moment that completely shifted how I think about the limits of our perspectives, and where we’re willing (or unwilling), to stretch it.

What started as a simple plane ride home turned into a deeply unexpected conversation with someone I would never have normally engaged with.

And it got me thinking… how often do we unconsciously stay inside our own “lane” of thinking, beliefs, and assumptions, without ever questioning them?

I explore what happens when you step beyond your default way of seeing the world.

Not to agree.

Not to convince.

But simply to understand.

And I dive into the subtle ways we judge, the invisible boundaries we create around our thinking, and the quiet opportunities we miss when we choose comfort over curiosity.

Because the real question isn’t whether we’re open-minded.

It’s how far we’re actually willing to go when our perspective is challenged.

If you’ve ever found yourself certain you’re right, resistant to another view, or curious about what might exist beyond your current way of thinking, this conversation will stretch you.

Key takeaways:

o What happens when you lean into a conversation you would normally avoid.

o The subtle ways we judge others and what those snap decisions could cost us.

o How expanding your perspective can open up unexpected opportunities.

o Why staying in your “known way” of thinking can feel safe… but might be keeping you smaller than you realise.

o The unexpected growth that sits just beyond your edge of perspective…if you’re willing to go there.

COURAGEOUS ME – THE BOOK

Grab your copy of Courageous Me – The courage to turn someday into today.

Where to find me:

Website: Kim Payne

LinkedIn: Kim Payne

Instagram: @iamkimpayne

Facebook: KimPayneBiz

COURAGEOUS SHIFT

Want to make the impact you know is possible without having everything figured out?

Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.