Colorado HOA Hits Owners with $20K Special Assessment (Ft. Four Roses Single Barrel Bourbon Review)

Welcome back to another pour of Real Estate Served on the Rocks! 🥃

This week, we’re keeping it Colorado local with a hot topic out of Colorado Springs — a community hit with a shocking $20,000 special assessment for roof repairs after a major hailstorm. We break down what special assessments really are, how HOAs handle them, and what every homeowner and buyer in Colorado needs to know about insurance, reserves, and HOA budgets before signing on the dotted line.

And of course, we pair it with a pour: the award-winning Four Roses Single Barrel “Delicate Rye” Bourbon, which took home Best Single Barrel Whiskey at the 2024 World Whiskey Awards. With new mashbill experiments rolling out, this bottle is a fresh twist on a Kentucky classic — and it didn’t disappoint.

In This Episode:

✅ What a special assessment is & why a Colorado Springs HOA billed owners $20K each

✅ How hail damage & rising insurance costs are reshaping Colorado real estate

✅ Why HOAs, insurance deductibles & condo lending rules matter more than ever

✅ How homeowners can protect themselves with loss assessment riders

✅ The growing risk of Colorado becoming a “renter state” if first-time buyers & seniors are priced out

✅ Bourbon review: Four Roses Single Barrel Delicate Rye — notes of oak, spice, cocoa & vanilla linger long on the palate

Bourbon Tasted in This Episode: 🥃 Four Roses Single Barrel “Delicate Rye” (World Whiskey Awards 2024 Winner)

TIMESTAMPS:

0:00 Welcome Back + Episode Intro

1:15 Bourbon Review: Four Roses Single Barrel Delicate Rye

10:30 Colorado Springs HOA Hit with $20K Special Assessments

15:00 Hailstorms, Roof Claims & Insurance Fallout

25:00 Rising Insurance Costs & Home Affordability in Colorado

35:00 FHA Lending Rules & Condo/Townhome Challenges

45:00 Could Insurance Push Colorado Toward a Rental State?

55:00 Community Involvement, HOA Transparency & Homeowner Tips

1:00:00 One-Rock Takeaways

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