Episodios

  • EP 487 - The Stock Market Is Rigged and Your Portfolio Proves It
    Apr 14 2026

    What did you think of todays show??

    They told you to max out your retirement accounts. Mike is doing the opposite.

    In this episode, we get into why traditional retirement accounts might be working against you, and where Mike is putting his money instead. We also break down the insider trading problem nobody wants to talk about — and whether the financial system behind your portfolio is as trustworthy as you’ve been led to believe.


    Topics discussed:

    Introduction (00:00)

    The Airbnb model that could actually work (00:30)

    Why you should pay quarterly taxes (01:27)

    Airbnb tax benefits you should know about (08:13)

    Las Vegas lending conference and the Russian gambler (11:58)

    Fake tax infographics and gurus (18:51)

    Why Mike doesn’t believe in IRAs (21:10)

    Is the government keeping the stock market high? (29:00)

    Insider trading, Polymarket, and why the market is rigged (31:00)

    Why off-market investors need to change their sales pitch (34:15)

    Which real estate guru is going down next? (38:00)

    Dan’s take on all the military firings (44:00)

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    https://www.instagram.com/collectingkeyspodcast/

    https://www.instagram.com/mike_invests/

    https://www.instagram.com/investormandan/

    https://www.instagram.com/dylan_does_deals

    This episode was produced by Podcast Boutique https://www.podcastboutique.com

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    48 m
  • EP 486 - Top Lending Companies Are Showing Warning Signs of Another 2008
    Apr 7 2026

    What did you think of todays show??

    We sat in a room with some of the biggest lenders in the country last week. What we heard wasn't reassuring. From rising appraisal fraud to (not) shocking statements from a loan officer, this episode breaks down what's really happening inside the lending industry and how it could impact real estate investors.


    Topics discussed:

    Introduction (00:00)

    Two concerning trends in the lending industry (01:46)

    Appraisal fraud and the problem with CDAs (05:25)

    Why lenders, LOs, and appraisers might be lying to you (09:51)

    Unrated securitizations and changes in DSCR lending (12:49)

    Macroeconomic risk and parallels to 2008 (15:11)

    AI, unemployment, and the future of consumerism (16:24)

    Iran, oil prices, and Mike’s Medicare theory (21:53)

    Why rates aren't coming down and what to do about your debt now (25:38)

    Portfolio architecture: what to buy, what to hold, and what to watch out for (27:59)

    Where the lending industry is headed (34:29)

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    Follow us on Instagram!

    https://www.instagram.com/collectingkeyspodcast/

    https://www.instagram.com/mike_invests/

    https://www.instagram.com/investormandan/

    https://www.instagram.com/dylan_does_deals

    This episode was produced by Podcast Boutique https://www.podcastboutique.com

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    39 m
  • EP 485 - AI Can Actually Hurt Your Business (& Cost You Deals)
    Mar 31 2026

    What did you think of todays show??

    Everyone's telling you AI is gonna change your business. They're right — but it could actually be costing you deals.

    In this episode, we break down why AI is being wildly oversold in real estate, how the focus on automations is costing you money, and the rate chaos hitting investors right now.

    We also get into the macro stuff nobody wants to talk about: what a war with Iran is doing to the economy and how to keep your head in the game when everything feels unstable.


    Topics discussed:

    Introduction (00:00)

    Realities of the lending business - and why payoff statements take so long (01:34)

    Crypto-backed mortgages (06:29)

    How AI has cost real estate investors deals (09:17)

    Tesla robots, Waymo self-driving cars, and the future of automation (18:37)

    The war with Iran and what it means for the economy (27:28)

    Interest rate chaos and DSCR fraud crackdowns (37:49)

    Sign up to join the FREE Scale Community! https://collectingkeys.com/

    Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/

    Follow us on Instagram!

    https://www.instagram.com/collectingkeyspodcast/

    https://www.instagram.com/mike_invests/

    https://www.instagram.com/investormandan/

    https://www.instagram.com/dylan_does_deals

    This episode was produced by Podcast Boutique https://www.podcastboutique.com

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    44 m
  • EP 484 - Real Estate March Madness: The Last Guru Standing w/ Alex Braich
    Mar 24 2026

    What did you think of todays show??

    Which real estate guru would survive a Hunger Games-style showdown? We built a March Madness bracket to find out. From Grant Cardone to Pace Morby, 16 of the biggest names in real estate will fight for the championship — and only one person will make it out alive.


    Topics discussed:

    Introduction (00:00)

    The March Madness real estate bracket (01:23)

    The players and the rules (05:55)

    The matchups (07:54)

    Semi-final matchups (22:01)

    Championship matchup: who will win? (31:33)

    Sign up to join the FREE Scale Community! https://collectingkeys.com/

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    Follow us on Instagram!

    https://www.instagram.com/collectingkeyspodcast/

    https://www.instagram.com/mike_invests/

    https://www.instagram.com/investormandan/

    https://www.instagram.com/dylan_does_deals

    This episode was produced by Podcast Boutique https://www.podcastboutique.com

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    39 m
  • EP 483 - How to Structure a Seller Leaseback (So It Doesn't Destroy You)
    Mar 17 2026

    What did you think of todays show??

    Should you buy a house from an elderly seller in foreclosure who wants to rent it back indefinitely? In this episode, we break down the financials, the moral gray area, and smarter alternatives. Plus, find out what hard money lenders actually look at when you apply, how assignment fees can jeopardize your loan, and the red flags that get you denied immediately.


    Topics discussed:

    Introduction (00:00)

    Conspiracy theories and fake statistics (01:00)

    Ethical dilemma: buying a house from a 77-year-old (08:30)

    How to protect yourself with a seller leaseback (16:11)

    Why Dylan can’t sell his condo (17:49)

    Red flags lenders catch immediately (23:12)

    Dan's rule for choosing who you do business with (30:56)

    Sign up to join the FREE Scale Community! https://collectingkeys.com/

    Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/

    Follow us on Instagram!

    https://www.instagram.com/collectingkeyspodcast/

    https://www.instagram.com/mike_invests/

    https://www.instagram.com/investormandan/

    https://www.instagram.com/dylan_does_deals

    This episode was produced by Podcast Boutique https://www.podcastboutique.com

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    36 m
  • EP 482 - Why You Shouldn’t Diversify Your Investments (And When to Start)
    Mar 10 2026

    What did you think of todays show??

    Everyone tells you to diversify in your 20s and 30s... but what if that's the wrong move? In this episode, we break down why diversifying too early might be the exact thing keeping you from building real wealth — and when it actually starts to make sense. We also cover the two signs it's time to end a business, mistakes we see borrowers making every day, and why getting lucky in real estate is a trap.


    Topics discussed:

    Introduction (00:00)

    When borrowers try to pull draws they didn't earn (01:33)

    The liquidity problem: why borrowers stay broke (03:08)

    The harsh truth about most entrepreneurs (06:03)

    When to quit vs. keep going (09:56)

    2 signs it’s time to leave your business (12:57)

    Why it’s hard to grow a coaching community (16:46)

    When luck becomes a trap in real estate (23:21)

    The case for not diversifying your investments (25:35)

    When long-term growth investing makes sense (29:47)

    Why saying “no” is their best business skill now (31:25)

    Sign up to join the FREE Scale Community! https://collectingkeys.com/

    Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/

    Follow us on Instagram!

    https://www.instagram.com/collectingkeyspodcast/

    https://www.instagram.com/mike_invests/

    https://www.instagram.com/investormandan/

    https://www.instagram.com/dylan_does_deals

    This episode was produced by Podcast Boutique https://www.podcastboutique.com

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    34 m
  • EP 481 - Mortgage Rates Fell… So Why Didn’t Investors Win?
    Mar 3 2026

    What did you think of todays show??

    Lower rates are supposed to unlock the market, so why does it feel harder than ever right now?

    In this episode, we unpack why things can look better without actually getting cheaper, how pricing is influenced behind the scenes, and the recurring revenue obsession that’s turning everything into a subscription — from weight-loss meds to “free” HVAC inspections. Plus, hear about our real estate bottlenecks, tenant drama, and when paying a property manager actually makes sense.


    Topics discussed:

    Introduction (00:00)

    Rebranding the podcast (01:37)

    The business of GLP-1s (02:47)

    Recurring revenue has invaded everything (06:13)

    The State of the Union Address (09:38)

    Rates check-in: FHA, DSCR loans, and who's winning (12:34)

    Insider info and betting: Polymarket, “reverse Jim Cramer,” and real estate (15:42)

    Media manipulation and real-life Succession (20:55)

    The hardest part of a flip (23:41)

    Landlord headaches and tenant grievances (27:12)

    The truth about the “inventory shortage” (33:14)

    Sign up to join the FREE Scale Community! https://collectingkeys.com/

    Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/

    Follow us on Instagram!

    https://www.instagram.com/collectingkeyspodcast/

    https://www.instagram.com/mike_invests/

    https://www.instagram.com/investormandan/

    https://www.instagram.com/dylan_does_deals

    This episode was produced by Podcast Boutique https://www.podcastboutique.com

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    37 m
  • EP 480 - The Problem With “No Money Down” Investments
    Feb 24 2026

    What did you think of todays show??

    Your portfolio might look strong on paper… until you try to use it.

    This episode focuses on the uncomfortable gap between net worth and liquidity — and how getting that math wrong can quietly kill your options. We break down the cost of selling a rental right now, why desperation in a deal is the fastest way to destroy returns, and where AI realistically fits in real estate (and where it absolutely doesn’t).


    Topics discussed:

    New AI agents and the future of the workforce (00:00)

    How we AI in our real estate business (05:25)

    What cash-flow calculators get wrong (12:45)

    Why new investors lose money on "good" deals (17:54)

    The type of investor you shouldn’t work with (21:40)

    False net worth and the refi trap (29:25)

    Are Airbnbs worth the investment? (33:57)

    Scaling vs. managing risk (38:43)

    Sign up to join the FREE Scale Community! https://collectingkeys.com/

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    Follow us on Instagram!

    https://www.instagram.com/collectingkeyspodcast/

    https://www.instagram.com/mike_invests/

    https://www.instagram.com/investormandan/

    https://www.instagram.com/dylan_does_deals

    This episode was produced by Podcast Boutique https://www.podcastboutique.com

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    44 m