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Choosing Fee-Based or No-Fee Annuities

Choosing Fee-Based or No-Fee Annuities

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In episode 197 of the AnnuityStraightTalk.com Podcast, Bryan Anderson breaks down one of the most common retirement planning questions: should you pay a fee for maximum guaranteed income, or choose a no-fee annuity contract that relies on performance?

Bryan explains the trade-offs between the two approaches:

  • Fee-based contracts that deliver the highest guaranteed lifetime income, backed by the insurance company.

  • No-fee options that offer more growth potential and flexibility, but less certainty.

  • The role of interest rates, age, and retirement timing in choosing the right strategy.

  • Real client examples showing when each option can make sense.

If you’ve ever wondered whether paying a small fee is worth it for long-term income security—or if you’re better off keeping your options open—this episode will give you the objective framework to decide what fits your situation best.

Learn more or schedule a call at AnnuityStraightTalk.com.

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