Episodios

  • CyberFI and the FBI | Donna Peterson | 078

    CyberFI and the FBI | Donna Peterson | 078
    Jun 2 2024

    Donna Peterson is a retired supervisory special agent and joins Bill and Jackie to cover the essential topic of internet and financial security. Drawing from her extensive background in combating cybercrime with the FBI, Donna shares her expert advice on how to secure personal and financial information against common hacks, the importance of two-factor authentication, and best practices for digital hygiene. Donna also gives practical tips on using password managers, safeguarding email accounts, and navigating the complexities of online privacy and data breaches.

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    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    EconoMe

    FinTalks

    Scamalot! | Paula Pant | 066

    Internet Crime Complaint Center

    FBI Internet Crime Report 2023

    Cloudflare

    Private Internet Access

    LastPass

    Dashlane

    1Password

    Security To Do List

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
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    1 h y 16 m
  • The Life and Death of The 4% Rule | Christine Benz | 077

    The Life and Death of The 4% Rule | Christine Benz | 077
    May 26 2024
    Christine Benz is the Director of Personal Finance and Retirement Planning at Morningstar. Christine shares her extensive insights into retirement planning, emphasizing the flexibility and adaptability of the 4 percent guideline over the rigid 4 percent rule. She discusses the value of variable withdrawal strategies, the importance of personalizing one's retirement plan, and tackles the nuances of various saving vehicles like HSAs. Bill, Jackie, and Christine also chat about the sequence of returns risk and offer practical advice on asset allocation and preparing for healthcare costs in retirement. Additionally, she highlights the significance of community and working in retirement for financial and non-financial well-being, along with a sneak peek into her upcoming book and the Bogleheads conference. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Resources mentioned on the show: Bogleheads Conference Morningstar The Long View John C. Bogle Center for Financial Literacy How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement by Christine Bentz Retirement Glide Path: Is Comfort Key? Treasury Inflation Protected Securities Social Security Made Simple | Mike Piper | 054 Six Retirement Withdrawal Strategies that Stretch Savings William Bengen opensocialsecurity.com Zweig: Prepare for 'Meflation' Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins Income Lab Marc Freedman: The Case for Encore Careers Bogleheads Conference 2023 - Jordan Grumet on Living without Regrets Sequence of Returns Risk bogleheads.org Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
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    1 h y 11 m
  • The Wealthy Custodian Part 2: From Janitor to Millionaire | Jeff York | 076

    The Wealthy Custodian Part 2: From Janitor to Millionaire | Jeff York | 076
    May 19 2024

    In part 2, Jeff York continues his discussion with Bill and Jackie about the financial importance of amicable divorces, the nitty gritty on his investments, and how he was able to "graduate" on his modest salary. The three also dive deep into Jeff's unique lifestyle, the necessity of personal health before and after retirement, and the rewarding nature of sharing knowledge through educating and mentoring.

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    Buy CUtFI a coffee

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    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    The Millionaire Next Door: The Surprising Secrets of America’s Wealthy by Thomas J. Stanley and William D. Danko

    EconoMe

    Live It Up Without Outliving Your Money!: Getting the Most From Your Investments in Retirement by Paul Merriman

    The Simple Path to Wealth: Your Roadmap to Financial Independence and a Rich, Free Life by JL Collins

    Dr. Bobby Talks Healthspan | Dr. Bobby Dubois | 059

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
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    53 m
  • Pop Up Podcast: Behind the Sensation Talking FI with the NY Times | 075

    Pop Up Podcast: Behind the Sensation Talking FI with the NY Times | 075
    May 15 2024

    In this special pop up episode, Bill, Jackie, and special guest Amy Coroso engage in a thought-provoking discussion sparked by a controversial New York Times Magazine article about the FIRE (Financial Independence, Retire Early) movement. The three chat about the article's portrayal of diverse financial independence approaches as well as the article's impact on the FIRE community, discussing its potential to both attract attention and misconstrue the movement's core values.

    🔗 Connect with us

    Buy CUtFI a coffee

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    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    "Your Neighbors Are Retiring in Their 30s. Why Can't You?" NYT Article

    Avocado Toast & Guardians of the Galaxy | Amy Coroso | 018

    EconoMe

    F.I.R.E for Dummies by Jackie Cummings Koski

    But First, Save 10: The One Simple Money Move That Will Change Your Life by Sarah-Catherine Gutierrez

    Early Retirement Extreme by Jacob Lund Fisker

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
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    49 m
  • The Wealthy Custodian Part 1: A Blue Collar Guide to Financial Freedom | Jeff York | 074

    The Wealthy Custodian Part 1: A Blue Collar Guide to Financial Freedom | Jeff York | 074
    May 12 2024

    Jeff York is a remarkable individual whose journey from custodian to millionaire offers a wealth of inspiration and practical advice. Jeff's story breaks down conventional barriers, showcasing the power of education, financial literacy, and personal responsibility. From his unique investment strategies and the importance of health to his experiences with divorce and the insights gained therefrom, the conversation delves into the essence of achieving financial independence and living a fulfilled life. Stay tuned for part 2!

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    403bwise

    Deferred Compensation Plans

    CalPERS (California Public Employees’ Retirement System)

    CalSTRS (California State Teachers’ Retirement System)

    Mark Trautman

    Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence by Jacob Lund Fisker

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
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    50 m
  • Sustainable FIlosophy with Mr. Money Mustache | Pete Adeney | 073

    Sustainable FIlosophy with Mr. Money Mustache | Pete Adeney | 073
    May 5 2024
    He’s here, Mr. Money Mustache! Also known as Pete Adeney, the financial independence OG shares his story with Bill and Jackie. From retiring at 30 and starting one of the most popular blogs in the community to the importance of choosing sustainability with your money. The three discuss some of Pete’s most impactful articles (listed below), highlighting alternative health insurance options and discussing socially responsible investing. Pete also chats candidly about life post-divorce, the temptations of consumerist culture, and the potential of car-free communities. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Resources mentioned on the show: Mr. Money Mustache The Simple Path to Wealth by JL Collins 1500 Days to Freedom The Shockingly Simple Math Behind Early Retirement Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence by Jacob Lund Fisker Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez Two Years Without Health Insurance (and What I’m Doing Now) Target-Date Retirement Funds Get Smart With Money How to Go from Middle-Class to Kickass Culdesac Waymo Purpose, Identity, & Connection | Jordan Grumet | 022 Socially Responsible Investing: Is It Also More Profitable? Dr. Bobby Talks Healthspan | Dr. Bobby Dubois | 059 Outlive: The Science and Art of Longevity by Peter Attia Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
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    1 h y 9 m
  • Celebrating Financial Literacy Month with Next Gen Personal Finance | Tim Ranzetta | 072

    Celebrating Financial Literacy Month with Next Gen Personal Finance | Tim Ranzetta | 072
    Apr 28 2024
    In celebration of Financial Literacy Month, Tim Ranzetta, co-founder of NextGen Personal Finance, chats with Bill and Jackie on the transformative power of teaching personal finance to students. Discussing stats, stories, and strategies, this episode covers everything from the ripple effects of financial literacy to state-level advocacy for required personal finance courses in high school. Tim shares how Next Gen carefully curated (free!) resources and games designed to make finance fun and accessible, highlighting the significance of teachers' partnership in this endeavor. Finally, Tim also outlines ways individuals can contribute to fostering a financially literate future generation. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Resources mentioned on the show: Financial Literacy Project Money Letters 2 My Daughter by Jackie Cummings Koski FIRE for Dummies by Jackie Cummings Koski Next Gen Personal Finance Yanely Espinal EconoMe FinCon Bogleheads Conference NGPF Arcade Next Gen YouTube Channel 10 Money Milestones Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
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    53 m
  • From Tech Stocks to Toilet Brushes: The Jensens' FI Journey | Mindy and Carl Jensen | 071

    From Tech Stocks to Toilet Brushes: The Jensens' FI Journey | Mindy and Carl Jensen | 071
    Apr 21 2024
    Although you’ve probably heard of this powerful pair, Mindy and Carl Jensen hop onto our show to share their personal journeys to financial independence and beyond. The Jensens discuss their experiences with podcasting, real estate investing, individual stock investments, and the lifestyle adjustments they've made after achieving financial independence. From buying a Tesla to planning for their children's futures, Mindy and Carl offer a transparent look at their lives post-FI, imparting valuable lessons along the way. 🔗 Connect with us Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!) Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Resources mentioned on the show: 1500 Days to Freedom Bigger Pockets Money Podcast Mile High FI Mindy (and Carl) On Money The Prenup Prescription: Meet the Premarital Contract Designed to Save Your Marriage by Aaron Thomas EconoMe Mr. Money Mustache 4% Rule fatFIRE Real Estate Rookie Podcast Mindy and Carl on Ramit Sethi’s “I Will Teach You To Be Rich” Podcast Die With Zero: Getting All You Can From Your Money and Your Life by Bill Perkins Mindy on Money Scholarship mindy@biggerpockets.com mindy@mindyonmoney.com carl@mindyonmoney.com Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
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    1 h y 7 m