Canadian Wealth Management Is Changing: 4 Trends Investors Can’t Ignore

What global trends are reshaping the way Canadians invest and plan for their financial future? How can you avoid paying unnecessary fees and take advantage of smarter ways to grow your wealth? What changes are coming in investor protection, and how will they impact your bottom line? These are the questions we answer in today’s episode.

Join Keith Matthews and co-host Marcelo Taboada as they break down the four major global trends transforming wealth management: the rise of index funds, the shift toward independent financial firms, the growing importance of retirement planning, and enhanced investor protection and transparency.

This episode is packed with practical insights for Canadians who want to take control of their investments, minimize costs, and secure a confident retirement. Tune in to get up to speed on the biggest trends, avoid costly mistakes, and make better financial decisions for your future.

Key Topics:

● Why paying attention to industry trends matters for investors (1:31)

● Trend #1: The rise of index funds and what it means for Canadians (2:08)

● Comparing index funds and active management - global stats and myths debunked (2:14)

● Why Canada lags in index fund adoption and the cost to Canadians (3:10)

● The high cost of management fees in Canada vs. the world, and why it matters (3:55)

● How index funds and transparency help you retire sooner (5:11)

● Common misperceptions about investment fees and value (5:33)

● Worldwide acceleration of index investing and growing investor awareness (6:12)

● Trend #2: The rise of independent financial firms (7:08)

● What makes independent advisors different from big bank brokerage models (7:56)

● How the U.S., U.K., and Australia are outpacing Canada in independent advice (8:00)

● CBC and OSC investigative reports shine a light on conflicts of interest at banks (9:57)

● The reality of sales culture vs. client-focused advice (11:08)

● Trend #3: Retirement planning as a growing priority for Canadians (14:46)

● Demographic shifts and the end of “one-size-fits-all” investment advice (15:03)

● Why thorough retirement planning is essential, not optional (15:39)

● Trend #4: New investor protection and transparency rules (16:18)

● What you’ll see on fee reports as CRM3 rolls out in Canada (17:56)

● How total cost reporting will empower Canadians to make smarter choices (18:05)

● The bottom-line value of understanding fees and service (19:17)

● Final advice for taking action in today’s changing landscape (19:42)

And much more!

Mentioned in this Episode:

● Sales Culture Concerns at Five of Canada’s Bank-Affiliated Dealers | OSC

● Hidden cameras reveal how big banks are upselling you (Marketplace)

● Canadian Retirement: Myths, Realities, and Smart Planning Strategies | The Empowered Investor Podcast

● Tulett,Matthews & Associates

Thanks for Listening!

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