Can P2P Lending Really Offer 20% Returns? | Ft. Bhavin Patel | LenDenClub Podcast Por  arte de portada

Can P2P Lending Really Offer 20% Returns? | Ft. Bhavin Patel | LenDenClub

Can P2P Lending Really Offer 20% Returns? | Ft. Bhavin Patel | LenDenClub

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Peer-to-peer (P2P) lending is changing the way we think about money in India. It acts like a digital bridge, directly connecting borrowers who need loans with lenders looking to earn better returns. This modern approach offers borrowers easier access to loans at lower interest rates while helping lenders earn more compared to traditional banking.This innovative model is helping more people access financial services, especially those in the "missing middle"—a group often overlooked by traditional banks.To learn more, we spoke with Bhavin Patel, Founder & CEO of LenDenClub, India’s leading P2P lending platform. In this episode, we cover:-How P2P lending works differently from traditional investments-What’s driving the rapid growth of P2P platforms in India-The returns investors can expect—and the risks they should be aware of-Who should consider P2P lending, and who might want to think twice-Simple tips and a checklist for anyone exploring P2P lending-Myths and mental barriers people face with P2P investing-How the industry safeguards against risky lending practices and loan bubblesTimestamps:0:00 - Introduction01:01 - How P2P differs from traditional investing02:10 - Growth factors in P2P lending04:28 - Expected returns from P2P05:54 - Average lending amount05:59 - Risks in P2P lending07:38 - P2P lending checklist08:51 - Investment methods on P2P platforms10:10 - Who should avoid P2P lending?11:16 - Overcoming psychological barriers13:18 - Myths about P2P17:08 - Healthy growth or bubble?19:36 - Risky loan exposure21:30 - Loan democratization risks22:45 - Signs of a loan bubble24:35 - Assessing borrower creditworthiness28:04 - Selecting the right borrowers29:50 - Key takeawaysDisclaimer: This content is provided for educational and informational purposes only. The views expressed by our guests reflect their personal opinions and experiences. Our intent is not to defame or cause harm to any individual, entity, brand, or product mentioned. We aim to offer insights that empower our audience to make well-informed decisions. Viewers should consider their unique circumstances and consult with qualified financial professionals when necessary before acting on any information presented in this video.Guest Social Media:LinkedIn: https://www.linkedin.com/in/bhavinpat...Twitter: https://x.com/ptl_bhavinTo Know More, follow us on:YouTube: https://www.youtube.com/@PersonalFinanceTVofficialInstagram: https://www.instagram.com/personalfinancetv/LinkedIn: https://www.linkedin.com/company/personal-finance-tv/𝕏 (Twitter): https://x.com/PFTV_official
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