California Wildfires: What You Need To Know To Protect You And Your Family

Just this month, Los Angeles was ravaged by unprecedented, devastating wildfires. These catastrophic events have left thousands of homeowners grappling with total losses, denied claims, underinsurance, and unexpected coverage gaps. In the wake of these tragedies, it’s important to ask: Could this happen to you? Are you truly covered, or do you just think you are?

Here’s some of what we discuss in this episode:

• The basics of homeowners insurance and what it typically covers
• Having separate flood insurance if you live in a flood-prone area
• Real-life examples of common insurance claims, like water leaks and fire damage
• Why it’s important to review your insurance policy regularly

Links for today's show:

FAQ’s on Homeowners Insurance –

https://www.nj.gov/dobi/ins_ombudsman/om_hofaq.htm

NJ Homeowners Risks –

https://www.nj.com/cape-may-county/2025/01/insurance-companies-are-hiking-costs-dropping-nj-homeowners-more-often-due-to-climate-risks.html

https://www.cbsnews.com/newyork/news/weather-disaster-home-insurance-new-jersey/

Check your home’s elevation –

https://whatismyelevation.com/

Get in touch with Don and learn more: https://doncashpodcast.com/