COLLEGE FOOTBALL’S MONEY WAR

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The Inner Circle is back for the first show of 2026 — and it’s loaded.

It's a wide-ranging, behind-the-curtain episode that hits the two biggest engines in football right now: the NFL postseason grind and the chaos of modern college “free agency.” First, AD breaks down the debate every contender faces in Week 18: rest vs. rust. Using the Eagles as the jumping-off point, he explains how players feel when coaches sit starters, why veteran teams handle it differently than young rosters, and what matters more once you’re “in the dance” — seedings, travel, or simply being healthy and ready to roll.

From there, the conversation turns to incentives and the uncomfortable reality that business decisions can clash with personal milestones. Todd details how those conversations actually happen when a player is sitting just short of a bonus, and AD adds a blunt, hilarious perspective on what changes when the incentive is truly life-changing.

Then it’s time for flowers: AD gives major respect to Myles Garrett’s monster sack season, including the nuance of doing it on a team that wasn’t winning, the “asterisk” talk around 17 games, and why he believes production is production in today’s NFL.

Finally, Todd takes listeners inside his wildest season: NIL + the transfer portal. He explains what it’s like getting flooded with calls from GMs, coaches, and staffers, why “NIL” has basically become college free agency, and how many reported deals are structured in ways fans don’t realize. Zach and Todd even play a rapid-fire “cost of doing business” game by position — from quarterbacks to edge rushers to offensive tackles — and Todd makes it clear: the real numbers can be jaw-dropping.

Plus, a fascinating look ahead at the NFL Draft pipeline: training facilities, combine prep, speed work, interview prep, and what prospects don’t know until they live it.

Appreciate you being part of the Inner Circle family and thanks for listening!

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https://open.spotify.com/show/2HYa5USGooRmeXxKKGyT0l?si=4a20e67b0b864b8b

https://podcasts.apple.com/us/podcast/the-inner-circle/id1837695806