Welcome to Wealth Redefined, where we explore strategies, stories, and services that empower you to live a life of significance. This episode is spotlighting a firm that’s redefining wealth management for families and entrepreneurs—Oswego Wealth Management.

David Riback, Managing Partner and one of the key architects behind Oswego Wealth Management’s Virtual Family Office experience. Dave is a trusted Wealth Manager who serves as a Personal CFO to business-owning families across the country. With over three decades of experience, David specializes in coordinating generational wealth strategies that align business succession with personal legacy and family values. His work is grounded in faith, driven by service, and focused on helping families build lives of lasting significance.

David Riback is an active community member with the Lake Oswego Chamber of Commerce, Arts Council and Lake Oswego Rotary. He is joined by Alex Torrescano, client services director.

Email Dave: Dave@oswegowealth.com or call 503-603-0872.

Securities are offered through LPL Financial. Member FINRA/SIPC. Oswego Wealth Management, Inc., a Registered Investment Advisor, offers investment advice. Oswego Wealth Management, Inc. and LPL Financial are separate entities.

https://oswegowealth.com

Lake Oswego Chamber of Commerce Website

Visit us at 148 "B" Avenue Lake Oswego, OR 97034

We offer a wide range of membership tiers and benefits, so browse through our options on our website and pick the one that’s right for your business or organization.

Questions? Call 503-636-3634

For help with your own Podcast Show contact Michelle O’Dell, Modcast Productions michelle@modcastproductions.com

This year's Rookie of the Year Business - Grocery Outlet Bargain Market owners Liz Tafel and Tamara Davis talk about their insights as franchisees - their unconventional hiring process, how they have built success in Lake Oswego and the Bridgeport Village area and how they balance work and life as a couple in business. They're always happy to meet fellow business owners so stop by the Bridgeport Grocery Outlet and ask for Liz or Tamara - and hear more about how they have achieved 75% employee retention!

This month Krystal Hanna (Senior Mortgage Specialist, Lions Capital Mortgage - and a member of the Chamber's marketing committee) joins podcast producer Michelle O'Dell and Chamber CEO Liz Hartman for all April's chamber events. This is the place to hear What You Need to KNOW ... in LO!

Grocery Outlet Bargain Market Bridgeport

Hop at the Hunt - Saturday, April 19 - 10 am Title Sponsor Kelly's Pepper Jelly and Preserves

Lakeside Heating and Cooling

OnPoint Credit Union

Farmer's Insurance/Dan Brown

New Moms School -

Broadway Cigar

Sign up Genius for stuffing eggs, volunteering the day of the egg hunt

Michael C'est What

Brian Geraths at Milieu

Leadership Lake Oswego

Greet LO

Lake Oswego Chamber of Commerce Website

Visit us at 148 "B" Avenue Lake Oswego, OR 97034

We offer a wide range of membership tiers and benefits, so browse through our options on our website and pick the one that’s right for your business or organization.

Questions? Call 503-636-3634

For help with your own Podcast Show contact Michelle O’Dell, Modcast Productions michelle@modcastproductions.com

This is a special episode as we have the esteemed Mayor of our fine city here to share his insights and vast experience with us, Joe Buck! Heather Graves Ramsey, owner of Coach to Brilliance who specializes in executive coaching and leadership development, is here with some fabulous questions for the mayor and as always, Chamber CEO Liz Hartman will have What You Need to Know in LO with insider information for the month of March.

New Chamber Office: 148 "B" Avenue (sharing space with Chamber member Phil Chek, Phil Chek | Lake Oswego Design & Construction

Ribbon Cuttings:

Friday, March 7 - 5 pm - The Black Wine Market - The Black Wine Market

Friday, March 14 - 4:30 - Ultra Physical Therapy Ultra Physical Therapy and Hand Center

Friday, March 15 - 5 pm - Gemini Club The Gemini Club | Bar and restaurant with music pool and food in Lake Oswego

Thursday, March 20 - 5 pm - Mad Sass Soap Natural, Clean, Handcrafted Bath, Body, & Skincare for Sensitive Skin

Third Thursday:

Thursday, March 20 - 4-6 pm - many downtown businesses

You can sponsor an episode of Business LO for $250 or sponsor an exclusive, mostly about your business episode for $500

Lake Oswego Chamber of Commerce | Business LO Podcast

Lake Oswego Review - News | lakeoswegoreview.com

Mayor Joe Buck PO Box 369 Lake Oswego, OR 97034 Email Joe Buck: jbuck@ci.oswego.or.us

Joe Buck grew up in the Lake Grove neighborhood and enjoyed a childhood filled with memories of exploring Iron Mountain Park and riding bikes throughout town. He previously served as a city councilor from 2014 - 2017 and is now in his second term as mayor. He is actively engaged in policy making and in organizations that make Lake Oswego a healthy, sustainable community of belonging for everyone. Amongst other actions, he helped bring about the City’s first family affordable housing, created the Youth Leadership Council, has been a champion of the City’s Climate Action Plan, led dedicated funding for safe pathways for pedestrians and stands in strong support of the basic rights all residents to live a life free from hatred and discrimination. Mayor Buck is also engaged regionally as a leader amongst the region’s mayors. He represents the cities of Clackamas County on Metro’s Joint Policy Advisory Committee on Transportation (JPACT) and serves on the Metro Policy Advisory Committee (MPAC).Mayor Buck is a veteran of the U.S. Coast Guard and operates several local restaurants. He’s an avid runner and fitness enthusiast and enjoys listening to the U.S. Supreme Court oral arguments - past and present - while walking his dogs. Mayor Buck also enjoys receiving emails of new ideas from residents so please reach out!

Lake Oswego Chamber of Commerce Website

Visit us at 148 "B" Avenue Lake Oswego, OR 97034

We offer a wide range of membership tiers and benefits, so browse through our options on our website and pick the one that’s right for your business or organization.

Questions? Call 503-636-3634

For help with your own Podcast Show contact Michelle O’Dell, Modcast Productions michelle@modcastproductions.com

Blaise Dinkelman, CPA, MBA, Fractional CFO, and owner of Outlook CFO, is a seasoned executive and a strategic advisor whose specialties include strategic planning, process improvement and lean systems.

Heather Graves Ramsey, owner of Coach to Brilliance interviews Blaise about what a business should consider to stay healthy and who businesses should have in their corner to avoid problems in the first place.

Chamber CEO Liz Hartman concludes with insider information for What You Need to Know in LO for the month of February.

2025 Award Recipients

Bob Bigelow Lifetime Achievement Award – Doug and Judy Cushing

Community Leader of the Year – Kevin Hanna

Dee Denton Business of the Year – Travel and Cruise Desk / Jamie Anderson, Owner

Bill Korach Leadership Award – Brian Monihan

Kay Vega Lakewood Center Champion – Jan Rimerman

C. Herald Campbell Heritage Champion – Caroline Glad

Fortuna Arts Champion – TBD

Networker of the Year – TBD

Rookie of the Year – Grocery Outlet Bargain Market, Tamara Davis and Liz Tafel

Century Award – Lake Grove Garden Club / Lake Grove Presbyterian Church

Beautification Award – LO School District River Grove Elementary and Willow Apartments

Lake Oswego Chamber of Commerce Website

Visit us at 148 "B" Avenue Lake Oswego, OR 97034

We offer a wide range of membership tiers and benefits, so browse through our options on our website and pick the one that’s right for your business or organization.

Questions? Call 503-636-3634

For help with your own Podcast Show contact Michelle O’Dell, Modcast Productions michelle@modcastproductions.com

What better New Year’s resolution to make than to be ready for Lake Oswego’s potential disasters and safety issues?

In this episode of Business LO, we learn from experience through Lake Oswego’s Fire Chief Don Johnson. He shares the importance of building your own Preparedness Kit, tackling weather-related emergencies and how hands-only CPR can be learned quickly by your employees. Resolve to act and be ready in 2025!

Don Johnson's phone: 503-697-7403

BUSINESS EMERGENCY ACTION PLAN

Mayor's breakfast: Mayor's Business Breakfast - Jan 31, 2025 - Lake Oswego Chamber Of Commerce Business Directory

City council goal setting: City Council 2025 Goal Setting Retreat | City of Lake Oswego

Lake Oswego Chamber of Commerce Website

Visit us at 148 "B" Avenue Lake Oswego, OR 97034

We offer a wide range of membership tiers and benefits, so browse through our options on our website and pick the one that’s right for your business or organization.

Questions? Call 503-636-3634

For help with your own Podcast Show contact Michelle O’Dell, Modcast Productions michelle@modcastproductions.com

In this episode Heather Graves Ramsey, owner of Coach to Brilliance, discusses Dan Brown’s business move from San Francisco to Lake Oswego three years ago. Dan has been with Farmers Insurance for over 34 years. He shares his real-life experience utilizing all that the Lake Oswego Chamber of Commerce has to offer to build relationships – and a transplanted business – to be successful in Lake Oswego.

From Dan Brown:

I began my Farmers® career as an agency owner in 1990. After a successful 6-year run building my agency, I was called upon to become a district manager. I obtained a small group of 17 agents, and over the next 26 years, my team and I grew the district into 46 agency owners. During that time, the district operated as one of the most successful in the entire company, and in 2014, it was recognized as #1 in the country.

In 2020, my wife and I came across the beautiful town of Lake Oswego, Oregon. After some soul-searching and buoyed by the opportunity to be close to my two daughters, twin grandchildren, and son-in-law, I made the decision to go back to my agency roots. I am fortunate that one of my daughters, Donna Jo, works alongside me on my team in the office.

I was pleased to have the opportunity to acquire a very successful agency located in the exact area we decided to settle in. Being able to retain the entire existing staff made the decision all the easier and confirmed it was the perfect next step.

Our goal is to continue to be known for excellent service, attention to detail, and easy accessibility. We are here to build relationships with our clients while helping them protect their assets and grow new ones through our Farmers Financial Solutions brand.

We are on Lower Boones Ferry Road and Douglas Way. Thank you, and we hope to speak with you soon!

Give me a call at (503) 699-0189 and I'll be happy to answer any questions you might have.

Lake Oswego Chamber of Commerce Website

Visit us at 148 "B" Avenue Lake Oswego, OR 97034

We offer a wide range of membership tiers and benefits, so browse through our options on our website and pick the one that’s right for your business or organization.

Questions? Call 503-636-3634

For help with your own Podcast Show contact Michelle O’Dell, Modcast Productions michelle@modcastproductions.com

Today we are going to learn about employee retention and strategies for a thriving workplace with two of Lake Oswego’s powerhouse women. Heather Graves Ramsey, owner of Coach to Brilliance specializing in Executive Coaching & Leadership Development, and Shari Newman, co-owner along with her husband Al of Nicoletta's Table. They discuss how most of her team members have been with Shari for a long time and how she makes that happen, the top 3 things employers could be doing to increase employee retention, and what’s most important to her team members.

Plus, What You Need to Know in LO provides the details of the 60th Annual Holiday Tree Lighting Festival, the Business Leadership Development Series, and a Holiday Get-Together for Chamber members and their guests.

Nicoletta’s Table and Marketplace where they provide the freshest ingredients the Pacific Northwest has to offer in their delicious homemade pizzas, pastas and breads. They also have an Italian Marketplace where you can find imported cheeses, gelato, olive oils and their Gourmet2Go selections. Nicoletta’s Table creates a casual, yet elegant dining experience.

JOIN US for a FREE ZOOM on Tuesday, November 12 from NOON – 12:45 pm to learn more about the the Business Leadership Development Series, and “meet” the program’s lead facilitator and sponsor, Heather Graves-Ramsey. Click HERE to RSVP and get the Zoom details.

Lake Oswego Chamber of Commerce Website

Visit us at 148 "B" Avenue Lake Oswego, OR 97034

We offer a wide range of membership tiers and benefits, so browse through our options on our website and pick the one that’s right for your business or organization.

Questions? Call 503-636-3634

For help with your own Podcast Show contact Michelle O’Dell, Modcast Productions michelle@modcastproductions.com

We are jumping in mid-month to discuss a very important topic for business owners, it’s the Corporate Transparency Act. Failure to comply could result in federal fines of $500 per day.

The Corporate Transparency Act (CTA) mandates that non-exempt businesses file a Beneficial Ownership Information (BOI) report by December 31 to complete a new federal requirement unless you are exempt. You need to find out if you are exempt or file the BOI. This report identifies information about the individuals who directly or indirectly own or control a company.

Martin Medeiros, a Shareholder at Buckley Law with more than 20 years of experience, explains everything you need to know if you are one of the businesses needing to comply with the CTA.

Important Links and Terms to Know

FinCEN: https://www.fincen.gov/boi

More about CTA: https://www.buckley-law.com/articles/cta/

Beneficial Ownership Information (BOI)

Financial Crimes Enforcement Network (FinCEN) - Beneficial Ownership Information Reporting | FinCEN.gov

Corporate Transparency Act — What You Need to Know | CO- by US Chamber of Commerce

Martin Medeiros’s practice area encompasses a range of services to clients including business formations and transactions, intellectual property, technology applications and IT, business succession management, privacy and security, and copyright and trademark law.

Buckley Law is instrumental in scheduling the Kruse Way Economic Forum, presented two times each year in the fall and spring. The next one is Wednesday, October 23. Doors open at 7:30 am, the program begins at 8 am, concluding at 9:30 am. Please make your reservations through 2024 Fall Kruse Way Economic Forum Tickets, Wed, Oct 23, 2024 at 7:30 AM | Eventbrite

Location: Kruse Way Conference Center, 5300 SW Meadows Road, Lake Oswego – plenty of free and easy parking

Tickets are $20 each.

Economic Prospects for the Northwest with Jake Procino, Workforce Analyst/Economist – Multnomah County, Oregon Employment Department

Lake Oswego Chamber of Commerce Website

Visit us at 148 "B" Avenue Lake Oswego, OR 97034

We offer a wide range of membership tiers and benefits, so browse through our options on our website and pick the one that’s right for your business or organization.

Questions? Call 503-636-3634

For help with your own Podcast Show contact Michelle O’Dell, Modcast Productions michelle@modcastproductions.com