Broker or Fiduciary – Does It Really Matter?

When you hire someone to help with your money, you probably assume they’re legally required to act in your best interest. But here’s the catch: not all financial professionals are held to the same standard. In this episode, David breaks down the often-confusing distinction between brokers and fiduciaries, and why it matters for your retirement confidence.

Here’s some of what we discuss in this episode:

⚖️ The legal difference between brokers and fiduciaries

🥩 Why the butcher vs. dietitian analogy matters for your money

🕵️ How to research your advisor on BrokerCheck & SEC sites

🛡️ Why fiduciary duty offers stronger retirement protection

📜 The questions every retiree should ask before hiring an advisor

Resources for this episode:

BrokerCheck

https://brokercheck.finra.org/

Investment Adviser Public Disclosure

https://adviserinfo.sec.gov/

For additional resources or to contact David, visit us online at http://creativeoneadvisorsgroup.com or call 913-317-1414.