Breaking Down the One Big Beautiful Bill

Ready for a healthcare shake-up? The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, is set to reshape how Americans access and manage healthcare for years to come.

In this first episode of the CRC Benefits Podcast, Misty Baker, CRC Benefits Director of Compliance, walks through the bill’s journey and breaks down four key provisions every benefits professional needs to know right now:

• Permanent telehealth for HSA participants – removing barriers to virtual care
• Dependent Care FSA expansion – $7,500 annual limits for individuals and joint filers starting in 2026
• New “Trump Accounts” – tax-advantaged savings for children under 18, with $5,000 contribution limits and possible government funding for those born 2025–2028
• Stricter ACA verification and Medicaid work requirements, plus extended paid family leave tax credits

Misty provides practical guidance on implementation timelines and what brokers should be doing today to prepare clients.

As Q4 approaches, understanding these changes is critical to building smarter benefit strategies. This episode delivers the clarity you need to move forward with confidence.

👉 Subscribe to the CRC Benefits Podcast for ongoing insights as these provisions roll out in 2025 and beyond.