Break the Christmas Cash Crunch Cycle and Start the Year with Money in the Bank

Dreading a broke January? You can change that before Christmas.

If the first few months of every year feel like one long cashflow hangover, this episode will feel like a deep breath. You will learn a simple three step plan to get your cash in your bank account before Christmas and stop dragging unpaid invoices into January, February, and March.

You will see exactly how to shorten the gap between finishing a job and getting paid, how to chase overdue invoices without feeling pushy, and how to reset your systems so the new year starts with money in the bank instead of panic in your chest.

If you are a small business owner who is great at the work but tired of constantly waiting for cash to show up, this is your roadmap to a much calmer January.

In this episode of Profit First for Tradies, you’ll learn the following:

• 0:28 - Why the first quarter feels so stressful for small business owners
• 1:40 - How a non-negotiable invoicing habit transforms your cashflow
• 2:11 - A simple process to review who owes you money right now and how to follow up overdue invoices
• 2:26 - Hitting reset in January by repeating the same three steps
• 2:54 - Using templates and smart Xero reminders to automate more of the chasing

Christmas rush now or cash crunch later? Here is how to make sure you get paid.

Pop your headphones on, grab your invoice list, and use this as a working session to clean up your receivables and set your business up for a much calmer new year.

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