The One Big Beautiful Bill Act (OB3) is here, but what does it actually mean for individuals, retirees, and business owners? In this episode of Banking on Growth, host Mike Graham sits down with Jason Beiswenger and Chris Lockhart from Wipfli LLP to unpack the sweeping tax changes that could reshape your 2025 financial strategy.

From expanded SALT deductions and new Social Security breaks for seniors to full 100% bonus depreciation for business equipment and extended Qualified Business Income (QBI) deductions, this conversation breaks down where the real opportunities lie. You’ll also learn which provisions sunset early, which are permanent, and where the biggest planning pitfalls might be hiding.

Whether you’re a financial advisor, small business owner, or retiree trying to understand how OB3 affects your bottom line, this episode offers practical insight to help you make smarter tax and investment decisions this year.

Follow us for more financial insights:
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Website: https://midwesternsecurities.com/
YouTube: www.youtube.com/@midwesternsecurities1999

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Midwestern Securities is a reputable independent broker/dealer and Registered Investment Advisory firm owned and operated by community bankers and financial professionals. With a strong track record of delivering personalized attention and financial advisor coaching that helps community financial institutions take their investment services divisions to the next level, Midwestern Securities has established itself as a trusted partner in the industry.

If your bank needs a team that can help, visit https://midwesternsecurities.com/.

Member FINRA/SIPC

How will stablecoins and new legislation like the GENIUS Act reshape the future of community banking? 💡

In this episode of Banking on Growth, host Mike Graham sits down with Jim Perry, Senior Strategist at Market Insights, to explore the disruptive potential of stablecoins, blockchain, and the GENIUS Act. Their conversation covers why stablecoins matter beyond crypto speculation, how new regulations could legitimize digital currencies in the U.S., and what these changes might mean for community banks, consumer trust, and the future of financial services. They also discuss the role of major retailers like Walmart and Amazon, the risks of deposit runoff for community banks, and what younger generations’ digital payment habits reveal about the shifting landscape of money movement.

If you’re a banker, financial advisor, or simply curious about how the foundations of banking are evolving, this episode provides a clear and timely perspective on one of the most important shifts happening in finance today.

👉 Stay ahead of the curve. Tune in now and join the conversation about trust, disruption, and growth in modern banking.

Follow us for more financial insights:
Facebook: https://www.facebook.com/midwesternsecurities
LinkedIn: https://www.linkedin.com/company/midwesternsecurities
Website: https://midwesternsecurities.com/
YouTube: www.youtube.com/@midwesternsecurities1999

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Midwestern Securities is a reputable independent broker/dealer and Registered Investment Advisory firm owned and operated by community bankers and financial professionals. With a strong track record of delivering personalized attention and financial advisor coaching that helps community financial institutions take their investment services divisions to the next level, Midwestern Securities has established itself as a trusted partner in the industry.

If your bank needs a team that can help, visit https://midwesternsecurities.com/.

Member FINRA/SIPC

What does it take to prepare the next generation of financial professionals? In this episode of Banking on Growth, host Mike Graham sits down with Professor Stephen Kerr, Chair of Accounting at Bradley University, and Kennedy DeWitte, a double major in Accounting and Finance and summer intern at Midwestern Securities. Together, they explore how universities and community partners are building career-ready graduates in an evolving financial services industry.

From creating a Certified Financial Planner (CFP) program at the undergraduate level to connecting students with real-world advisors and alumni mentors, Bradley is reshaping how business education meets workforce needs. Kennedy shares her perspective as a student preparing for exams and internships, while Professor Kerr highlights why designations like the CFP and CPA signal lifelong learning and professional excellence.

Whether you’re a financial advisor, educator, or student considering a career in banking, this episode offers valuable insights into education, leadership, and the future of the profession.

Find this episode on one of these channels:
• Apple Podcasts
• Spotify
• Amazon Music
• Podcast Index
• Podcast Addict
• Podchaser
• Pocket Casts
• Deezer
• Listen Heart
• PlayerFM

For more information on strengthening your retail wealth management division, contact us, and let’s start talking!

Follow us for more financial insights:
Facebook: https://www.facebook.com/midwesternsecurities
LinkedIn: https://www.linkedin.com/company/midwesternsecurities
Website: https://midwesternsecurities.com/
YouTube: www.youtube.com/@midwesternsecurities1999

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Midwestern Securities is a reputable independent broker/dealer and Registered Investment Advisory firm owned and operated by community bankers and financial professionals. With a strong track record of delivering personalized attention and financial advisor coaching that helps community financial institutions take their investment services divisions to the next level, Midwestern Securities has established itself as a trusted partner in the industry.

If your bank needs a team that can help, visit https://midwesternsecurities.com/.

Member FINRA/SIPC